Went up $170/month for DS1 and an another $30/month for DS2 (they share a car.) The car they are "assigned" to is a nearly 20y mid size SUV. Other 2 cars in the family are 5-6 year old non luxury SUVs. Didn't go down once they turned 18y.

Our 18 yo dd will make our insurance go up only $1600/yr. But our cars are older and aren’t that expensive

If your child has good grades, sometimes that earns a discount (both of our teens have that)

Ours doubled (+$1500=$3000) when we added a teen girl. 3 years later it had gone down $500=$2500 a year because she was a good driver and over 18. Then we added a 17 year old son. That doubled the new rate= $5,000. We took that ds off a few months ago because he is in the Navy and deployed. We are now down to $3500. Somehow the removal didn't get us down to where we were before him.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much did your car insurance go up when you added your teenage driver (16 or 17)? Our insurance wants to raise the premium by $560 per month and I think that’s excessive. WDYT?

Is that a typo? $560 a month? Did you add a car or he driving something high risk? I don’t remember the exact amount ours went up this summer but I think it was no more than $1500 for the year.

No, just to add her to my own car, it’s a safe SUV. My own insurance is very low, but this seems excessive. She’s never had an accident, got her a few months ago.

I think the value of one’s car factors in. Is your SUV newer/high value?

It’s the same car that I’ve had for years. The only thing that’s different is adding my DC.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much did your car insurance go up when you added your teenage driver (16 or 17)? Our insurance wants to raise the premium by $560 per month and I think that’s excessive. WDYT?

Is that a typo? $560 a month? Did you add a car or he driving something high risk? I don’t remember the exact amount ours went up this summer but I think it was no more than $1500 for the year.

No, just to add her to my own car, it’s a safe SUV. My own insurance is very low, but this seems excessive. She’s never had an accident, got her a few months ago.

I think the value of one’s car factors in. Is your SUV newer/high value?

Anonymous wrote:

Anonymous wrote:How much did your car insurance go up when you added your teenage driver (16 or 17)? Our insurance wants to raise the premium by $560 per month and I think that’s excessive. WDYT?

Is that a typo? $560 a month? Did you add a car or he driving something high risk? I don’t remember the exact amount ours went up this summer but I think it was no more than $1500 for the year.

No, just to add her to my own car, it’s a safe SUV. My own insurance is very low, but this seems excessive. She’s never had an accident, got her a few months ago.

Anonymous wrote:How much did your car insurance go up when you added your teenage driver (16 or 17)? Our insurance wants to raise the premium by $560 per month and I think that’s excessive. WDYT?

Is that a typo? $560 a month? Did you add a car or he driving something high risk? I don’t remember the exact amount ours went up this summer but I think it was no more than $1500 for the year.

My insurance company told me they can't give me a quote until our son is licensed. Isn't that crazy?

How much did your car insurance go up when you added your teenage driver (16 or 17)? Our insurance wants to raise the premium by $560 per month and I think that’s excessive. WDYT?