Anonymous
Post 09/17/2024 14:23     Subject: Damage to high schooler's car

I don't get the end game.

Is it a lot of damage?

It would jack up the rates of the kid who backed into your kids a ton. And a good chance your rates get increased at renewal as you will also have a claim on your record.

My daughter cracked my front bumper when someone hit her and we got a plastic bumper from junkyard same color, my mechanic touched up the paint and put it on. Not a big thing.

Anonymous
Post 09/15/2024 18:28     Subject: Damage to high schooler's car

Had a nephew have a similar incident in HS.
After he asked around a girl ratted out the guilty student.
His dad told him not to retaliate against the other student, that he'd handle it, and called the parents of the student who hit-and-run his vehicle in the parking lot.
That parent paid him handsomely to keep it out of any police reports or insurance claims.
He gave the money to his son (my nephew) and said to use it either to fix his vehicle or however he wanted. I heard he saved most of it for a rainy day and took about 10% to buy other things.
Anonymous
Post 09/15/2024 16:29     Subject: Damage to high schooler's car

Leave it. I wish I had never fixed any of my dents. I wish I had never bought a car nice enough to be fixed. I definitely would have not giving one to a youngster.
I wish I had never worried about anything happening to my car because it's just transportation.
Can you imagine people driving banged up cars? I would love that. I would love to take back the headache, the money, the going back and forth, and the time it took to fix and the insurance increase. I have never even had an accident, but my time, money, and energy/mental energy has been spent on some of those.
I would have $100k now if I had skipped them all, invested the money, and simply had a car to drive.
Time to see what you are missing out on and not what you lost with this one accident.
Anonymous
Post 09/15/2024 16:18     Subject: Damage to high schooler's car

That’s the risk you take parking in a school lot. You’re SOL. Don’t give you kid a car you’re not comfortable getting dented. Teens are horrible at parking.
Anonymous
Post 09/15/2024 16:14     Subject: Damage to high schooler's car

I'd just fix the car out of pocket. The insurers will hike your premium if you file a claim.
Anonymous
Post 09/15/2024 00:01     Subject: Damage to high schooler's car

Anonymous wrote:Someone backed into my child’s car in the high school parking lot. There is damage and quite a bit of white paint from the other vehicle. The cameras in the parking lot aren’t clear enough to see anything. I've made a post in the school Facebook group about keeping eyes out for a white car with damage and black paint -- any other recommendations?

Go look at all the white cars in the parking lot during the hours of the day it was hit. You will find it eventually unless they were Ricky Tick with the repairs.
Anonymous
Post 09/11/2024 08:17     Subject: Damage to high schooler's car

Nothing you can do.
Either file insurance, fix it out of pocket, or leave it. Those are your choices.
Anonymous
Post 09/11/2024 08:09     Subject: Damage to high schooler's car

Anonymous wrote:Do the kids have assigned parking spots?

no
Anonymous
Post 09/11/2024 08:07     Subject: Damage to high schooler's car

Do the kids have assigned parking spots?
Anonymous
Post 09/11/2024 07:14     Subject: Damage to high schooler's car

I think you can expect nothing from the other driver at this point. Is it worth filing a claim? Maybe.

My kid doesn't drive to school but the car he usually drives is 15 years old and doesn't have collision insurance. It stinks but I would probably not even file a claim. Buff off the white paint and live the minor damage - minimally fix it if necessary.

If it's a nice car, you might as well go through insurance and get it fixed.
Anonymous
Post 09/10/2024 22:01     Subject: Damage to high schooler's car

Someone backed into my child’s car in the high school parking lot. There is damage and quite a bit of white paint from the other vehicle. The cameras in the parking lot aren’t clear enough to see anything. I've made a post in the school Facebook group about keeping eyes out for a white car with damage and black paint -- any other recommendations?