Anonymous wrote:Anonymous wrote:My two best friends from college and I go on a trip every year or so. We are in our late 30s. They both are doing very well financially - the one is childfree and between her and her husband make about $500k. The other has two kids and married into wealth. They own three houses. Neither of them live in the DC area anymore.
We are trying to plan a trip for this year and they want to go really big but I can't do that, and I am embarrassed. I have two kids and both DH and I make decent money (HHI around 350k) but between our house, expensive out of pocket therapy for our special needs kid, and our family's own savings goals, I really can't spend multiple thousands of dollars on a girls' trip. I kept trying to steer the conversation to something lower key and then finally had to explicitly say, "I can't spend X," which got awkward.
I feel pretty lame and embarrassed that I can't keep up and that I should be doing better at this age.
You're in your late 30's with an HHI of $350K?!? You are doing VERY WELL. I say that kindly, I hope you can see that.
Anonymous wrote:My two best friends from college and I go on a trip every year or so. We are in our late 30s. They both are doing very well financially - the one is childfree and between her and her husband make about $500k. The other has two kids and married into wealth. They own three houses. Neither of them live in the DC area anymore.
We are trying to plan a trip for this year and they want to go really big but I can't do that, and I am embarrassed. I have two kids and both DH and I make decent money (HHI around 350k) but between our house, expensive out of pocket therapy for our special needs kid, and our family's own savings goals, I really can't spend multiple thousands of dollars on a girls' trip. I kept trying to steer the conversation to something lower key and then finally had to explicitly say, "I can't spend X," which got awkward.
I feel pretty lame and embarrassed that I can't keep up and that I should be doing better at this age.
Anonymous wrote:I think they should be embarrassed for being so tone deaf. You're fine. We all go through seasons in life, and right now you have to budget more, and that's fine.
Anonymous wrote:Be honest. Tell them the trip they proposed is out of you price range and politely decline.
Have your answer ready I f they offer to cover your expenses.
There is nothing lame or embarrassing about this. You're all in different situations in .