Anonymous
Post 12/31/2023 04:38     Subject: tired of paying for my car--should I sell it?
Anonymous wrote:
Anonymous wrote:An SUV for a single person who doesn't own a home? Well that was stupid.


Wow you sound like a very ripe 🍑 peach.

-Not the OP


Well, PP is blunt but not wrong. It was an bad decision.
Anonymous
Post 12/31/2023 04:36     Subject: tired of paying for my car--should I sell it?
Anonymous wrote:I have a 2022 SUV, owe 34k on it, about 20k miles on it. I can easily afford the 600 per month payments, but just tired of makng the payments. I have the cash to pay off the car, but again, do I want to put all of this cash toward a car--not really. I have 100k total saved for down payment on a future home, and the 34 would come from this amt.

I am single, so really do not need a big car. What do you all think about me trading this car in for a small sedan costing between 15k and 20k--yes, I know I will lose money in the trade, but I wil have a paid off car.


Buy a certified 4-5 year old Hinda or Toyota on cash and use it as long as it lasts.
Anonymous
Post 12/31/2023 04:01     Subject: tired of paying for my car--should I sell it?
Anonymous wrote:An SUV for a single person who doesn't own a home? Well that was stupid.


Wow you sound like a very ripe 🍑 peach.

-Not the OP
Anonymous
Post 12/22/2023 21:42     Subject: tired of paying for my car--should I sell it?
I bought 2019 HR-V for $30k total, including the interest I paid. This was already too much for me for a car. I paid off the 5 year loan in 3 years. I do have kids, but they fit in it just fine.
Would never cross my mind to overbuy and overpay.
I turned my $80k cash into $105k in few months this year. I don't want to sell more in 2023, but I will at the beginning of the new year.
What I do with my money is a choice, and what you do with yours is a choice. I don't know why you choose what you choose and then complain.
Anonymous
Post 12/22/2023 20:50     Subject: tired of paying for my car--should I sell it?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:What is the interest rate on the car and the length of the loan?

Honestly I would just pay off the loan and rebuild the savings for the home.

Are you tired of the payment or the loan?

And Jesus, a CRV costs like $40k now?


Interest rate is 5.something
7 year loan starting in 2022


Jesus. A 7-year loan? God, that was unbelievably stupid.

Yeah, ditch it and buy a used CRV or something. You should able to find a late model one with about 125k on it for about $15,000 or so.


Me again. Or just pay off the loan and keep the CRV. That’s actually the better move.

NEVER take a car loan for more than 4 years. Dumb dumb dumb.
Anonymous
Post 12/22/2023 20:49     Subject: tired of paying for my car--should I sell it?
Anonymous wrote:
Anonymous wrote:What is the interest rate on the car and the length of the loan?

Honestly I would just pay off the loan and rebuild the savings for the home.

Are you tired of the payment or the loan?

And Jesus, a CRV costs like $40k now?


Interest rate is 5.something
7 year loan starting in 2022


Jesus. A 7-year loan? God, that was unbelievably stupid.

Yeah, ditch it and buy a used CRV or something. You should able to find a late model one with about 125k on it for about $15,000 or so.
Anonymous
Post 12/22/2023 20:47     Subject: tired of paying for my car--should I sell it?
Yeah I think probably the answer is to pay off the car, sell it, and then pay cash for a smaller and cheaper used car.
Anonymous
Post 12/22/2023 20:46     Subject: tired of paying for my car--should I sell it?
Anonymous wrote:What is the interest rate on the car and the length of the loan?

Honestly I would just pay off the loan and rebuild the savings for the home.

Are you tired of the payment or the loan?

And Jesus, a CRV costs like $40k now?


Interest rate is 5.something
7 year loan starting in 2022
Anonymous
Post 12/22/2023 20:42     Subject: tired of paying for my car--should I sell it?
What is the interest rate on the car and the length of the loan?

Honestly I would just pay off the loan and rebuild the savings for the home.

Are you tired of the payment or the loan?

And Jesus, a CRV costs like $40k now?
Anonymous
Post 12/22/2023 20:30     Subject: tired of paying for my car--should I sell it?
It’s going to depend on what the trim level is. But almost certainly less than 37k. Probably somewhere around 25 k.
Anonymous
Post 12/22/2023 20:23     Subject: tired of paying for my car--should I sell it?
Anonymous wrote:Don’t worry about anything stupid you did before, just look at what’s in front of you. What’s the trade in estimate for your car right now?


Not sure, I have an educated guess but of course I will need to find out what the reality is.
Car is a Honda CRV
Anonymous
Post 12/22/2023 20:19     Subject: tired of paying for my car--should I sell it?
Don’t worry about anything stupid you did before, just look at what’s in front of you. What’s the trade in estimate for your car right now?
Anonymous
Post 12/22/2023 20:12     Subject: tired of paying for my car--should I sell it?
An SUV for a single person who doesn't own a home? Well that was stupid.
Anonymous
Post 12/22/2023 20:02     Subject: tired of paying for my car--should I sell it?
Depends how much you have to pay to turn in early and how long you plan to drive the sedan. If you get tired of the sedan in a couple years, it’s not as worth the switch. I’m assuming you would buy the sedan used?
Anonymous
Post 12/22/2023 20:00     Subject: tired of paying for my car--should I sell it?
I have a 2022 SUV, owe 34k on it, about 20k miles on it. I can easily afford the 600 per month payments, but just tired of makng the payments. I have the cash to pay off the car, but again, do I want to put all of this cash toward a car--not really. I have 100k total saved for down payment on a future home, and the 34 would come from this amt.

I am single, so really do not need a big car. What do you all think about me trading this car in for a small sedan costing between 15k and 20k--yes, I know I will lose money in the trade, but I wil have a paid off car.