Anonymous
12/25/2023 09:27
Subject: Basic Questions for Women
Anonymous wrote:Your title is misleading and you have a very myopic view of the world.
As a woman of 51 I thought I could help out, but almost all your questions relate to a very specific type of woman - a married one with kids.
Yes, I have a will, trusts, etc set up for my kids.
Exactly!
Are you old?
I know you meant well, but none of your questions relate to me (a single woman who has always supported herself).
Anonymous
12/22/2023 08:47
Subject: Re:Basic Questions for Women
1. Yes we bought it together
2. No. His name is on his accounts, mine is on my accounts. We have a joint emergency fund and joint checking account.
3. The beneficiary is the trust.
4. There is 1 child prior to our marriage. They have separate account funded by their parents. They are not named in our family trust,
2. No. His name is on his accounts, mine is on my accounts. We have a joint emergency fund and joint checking account.
3. The beneficiary is the trust.
4. There is 1 child prior to our marriage. They have separate account funded by their parents. They are not named in our family trust,
Anonymous
12/22/2023 08:43
Subject: Basic Questions for Women
Anonymous wrote:We have joint everything because we are married. That's why. No one person has more power of the other.
We have an estate to protect our kids.
Your H could have an account you know nothing about. You don’t really know.
Plus his salary is not legally yours.
Anonymous
12/22/2023 08:41
Subject: Basic Questions for Women
Anonymous wrote:Anonymous wrote:1 Is your name on the deed to the home you live in with your spouse? Why so you have a legal right to the home you live in with your spouse, whether or not your name is in the mortgage?
2 Is your name on all jointly held investment accounts? Why so your spouse coukd not suddenly lock your access to them.
3 Are you the named beneficiary of your spouse’s life insurance, pension or other retirement accounts? Why because it may have never been updated from parents living in another country or more usual a former spouse.
4 If there was a prior marriage have you and your spouse discussed and taken the actual legal steps defining what you will receive and vice versa upon one’s death? And if there are the legal provisions for any children you share?
5 if you have minor children do you have a will Ec set up to protect them?
Just thinking about cases where these issues have come up —- one with a daughter recently and another hearing from a friend at lunch today about a woman who jus recently leaned in a divorce situation the home she shared for 40 years was an inheritance to her husband and when they married he never added her name. Just some things to check on.
Lawyer here -- agree that these are really important things for people to check on/think on/discuss.
1. Yes, my name is on the deed to our house. It went on there when we bought it, which was before we got married. I'm on it because it's my house as well. He's on it for the same reason. Simple.
2. All of our investment accounts are separate. We both had all of them before we got married, with the exception of one that I inherited. It's just how they have always been, so it is how they are.
3. Yes, we have made certain to make each other beneficiary wherever appropriate.
4. DH was married before, but I wasn't. No kids for either of us. So we don't really need a complex conversation about what I get or what he gets upon death -- it's simple: he dies, I get everything; I die, he gets everything (with one small exception there -- I have left one modest charitable bequest).
5. No kids. Thank heavens, tbh.
We are the same exact scenario. Life is good!👍
Anonymous
12/21/2023 17:01
Subject: Basic Questions for Women
Anonymous wrote:Anonymous wrote:1 Is your name on the deed to the home you live in with your spouse? Why so you have a legal right to the home you live in with your spouse, whether or not your name is in the mortgage?
2 Is your name on all jointly held investment accounts? Why so your spouse coukd not suddenly lock your access to them.
3 Are you the named beneficiary of your spouse’s life insurance, pension or other retirement accounts? Why because it may have never been updated from parents living in another country or more usual a former spouse.
4 If there was a prior marriage have you and your spouse discussed and taken the actual legal steps defining what you will receive and vice versa upon one’s death? And if there are the legal provisions for any children you share?
5 if you have minor children do you have a will Ec set up to protect them?
Just thinking about cases where these issues have come up —- one with a daughter recently and another hearing from a friend at lunch today about a woman who jus recently leaned in a divorce situation the home she shared for 40 years was an inheritance to her husband and when they married he never added her name. Just some things to check on.
Why is it a sexist question being asked of just women?
Not a sexist question. Don't have the time or inclination to explain why -- so ... educate yourself.
Anonymous
12/21/2023 15:58
Subject: Basic Questions for Women
I’m divorced so my name is on all of my assets and I’ve removed my XH as beneficiary of any of my accounts. He and I don’t have any agreement about leaving anything for the kids but I’m never going to have any more so they are my sole heirs. He has another family so who knows with his stuff. Most of my assets are titled in my trust. This is to protect them for my kids down the road.
Anonymous
12/21/2023 15:58
Subject: Basic Questions for Women
Anonymous wrote:Anonymous wrote:Your title is misleading and you have a very myopic view of the world.
As a woman of 51 I thought I could help out, but almost all your questions relate to a very specific type of woman - a married one with kids.
Yes, I have a will, trusts, etc set up for my kids.
DP
I'm so proud of you! No one asked your help, though.
?
Anonymous
12/21/2023 15:55
Subject: Basic Questions for Women
Anonymous wrote:1 Is your name on the deed to the home you live in with your spouse? Why so you have a legal right to the home you live in with your spouse, whether or not your name is in the mortgage?
2 Is your name on all jointly held investment accounts? Why so your spouse coukd not suddenly lock your access to them.
3 Are you the named beneficiary of your spouse’s life insurance, pension or other retirement accounts? Why because it may have never been updated from parents living in another country or more usual a former spouse.
4 If there was a prior marriage have you and your spouse discussed and taken the actual legal steps defining what you will receive and vice versa upon one’s death? And if there are the legal provisions for any children you share?
5 if you have minor children do you have a will Ec set up to protect them?
Just thinking about cases where these issues have come up —- one with a daughter recently and another hearing from a friend at lunch today about a woman who jus recently leaned in a divorce situation the home she shared for 40 years was an inheritance to her husband and when they married he never added her name. Just some things to check on.
Why is it a sexist question being asked of just women?
Anonymous
12/21/2023 15:51
Subject: Basic Questions for Women
These questions are good for all gneders and genderless.
Anonymous
12/21/2023 15:50
Subject: Basic Questions for Women
Anonymous wrote:Your title is misleading and you have a very myopic view of the world.
As a woman of 51 I thought I could help out, but almost all your questions relate to a very specific type of woman - a married one with kids.
Yes, I have a will, trusts, etc set up for my kids.
DP
I'm so proud of you! No one asked your help, though.
Anonymous
12/21/2023 15:47
Subject: Basic Questions for Women
Anonymous wrote:1 Is your name on the deed to the home you live in with your spouse? Why so you have a legal right to the home you live in with your spouse, whether or not your name is in the mortgage?
2 Is your name on all jointly held investment accounts? Why so your spouse coukd not suddenly lock your access to them.
3 Are you the named beneficiary of your spouse’s life insurance, pension or other retirement accounts? Why because it may have never been updated from parents living in another country or more usual a former spouse.
4 If there was a prior marriage have you and your spouse discussed and taken the actual legal steps defining what you will receive and vice versa upon one’s death? And if there are the legal provisions for any children you share?
5 if you have minor children do you have a will Ec set up to protect them?
Just thinking about cases where these issues have come up —- one with a daughter recently and another hearing from a friend at lunch today about a woman who jus recently leaned in a divorce situation the home she shared for 40 years was an inheritance to her husband and when they married he never added her name. Just some things to check on.
Lawyer here -- agree that these are really important things for people to check on/think on/discuss.
1. Yes, my name is on the deed to our house. It went on there when we bought it, which was before we got married. I'm on it because it's my house as well. He's on it for the same reason. Simple.
2. All of our investment accounts are separate. We both had all of them before we got married, with the exception of one that I inherited. It's just how they have always been, so it is how they are.
3. Yes, we have made certain to make each other beneficiary wherever appropriate.
4. DH was married before, but I wasn't. No kids for either of us. So we don't really need a complex conversation about what I get or what he gets upon death -- it's simple: he dies, I get everything; I die, he gets everything (with one small exception there -- I have left one modest charitable bequest).
5. No kids. Thank heavens, tbh.
Anonymous
12/21/2023 15:29
Subject: Re:Basic Questions for Women
Yes I’ve got all these bases covered OP.
Anonymous
12/21/2023 15:26
Subject: Basic Questions for Women
We have joint everything because we are married. That's why. No one person has more power of the other.
We have an estate to protect our kids.
We have an estate to protect our kids.
Anonymous
12/21/2023 15:19
Subject: Basic Questions for Women
Your title is misleading and you have a very myopic view of the world.
As a woman of 51 I thought I could help out, but almost all your questions relate to a very specific type of woman - a married one with kids.
Yes, I have a will, trusts, etc set up for my kids.
As a woman of 51 I thought I could help out, but almost all your questions relate to a very specific type of woman - a married one with kids.
Yes, I have a will, trusts, etc set up for my kids.
Anonymous
12/21/2023 14:59
Subject: Basic Questions for Women
1 Is your name on the deed to the home you live in with your spouse? Why so you have a legal right to the home you live in with your spouse, whether or not your name is in the mortgage?
2 Is your name on all jointly held investment accounts? Why so your spouse coukd not suddenly lock your access to them.
3 Are you the named beneficiary of your spouse’s life insurance, pension or other retirement accounts? Why because it may have never been updated from parents living in another country or more usual a former spouse.
4 If there was a prior marriage have you and your spouse discussed and taken the actual legal steps defining what you will receive and vice versa upon one’s death? And if there are the legal provisions for any children you share?
5 if you have minor children do you have a will Ec set up to protect them?
Just thinking about cases where these issues have come up —- one with a daughter recently and another hearing from a friend at lunch today about a woman who jus recently leaned in a divorce situation the home she shared for 40 years was an inheritance to her husband and when they married he never added her name. Just some things to check on.
2 Is your name on all jointly held investment accounts? Why so your spouse coukd not suddenly lock your access to them.
3 Are you the named beneficiary of your spouse’s life insurance, pension or other retirement accounts? Why because it may have never been updated from parents living in another country or more usual a former spouse.
4 If there was a prior marriage have you and your spouse discussed and taken the actual legal steps defining what you will receive and vice versa upon one’s death? And if there are the legal provisions for any children you share?
5 if you have minor children do you have a will Ec set up to protect them?
Just thinking about cases where these issues have come up —- one with a daughter recently and another hearing from a friend at lunch today about a woman who jus recently leaned in a divorce situation the home she shared for 40 years was an inheritance to her husband and when they married he never added her name. Just some things to check on.