Roughly 875 HHI. NW 3.9M. Age 42/41

Per year:
65k 401ks with match
13k back door Roth
8k HSA
36k 529
125k to 150k taxable brokerage

Aim for 275k - generally come in between 250k and 275k.

$240K salary. $37K to TSP + HSA, none to 529, and reinvest dividends.

Anonymous wrote:I wonder how much people save compared to their salary.
This includes anything that goes into retirements, college funds, savings account, stock market etc.

Thanks

We are very lucky. We also paid off our house a few years ago, so we can save more.
DH’s salary is currently around $210k now. (I am retired) Employer is very generous with 491k (25%) and we have over saved so no additional contribution is required. We already saved and paid for college for our two children, so that is no longer a factor. DH’s retirement is within the next year. He just has to pull the plug.

We save around $4k a month post tax. We also add the max to both our children’s ROTH’s every year and donate around $10k annually to our preferred charities.

Anonymous wrote:I wonder how much people save compared to their salary.
This includes anything that goes into retirements, college funds, savings account, stock market etc.

Thanks

We make ~$350k and save about $60k total. It doesn't feel like an achievement because when we made $550k we saved almost $175k. But we frontloaded 529s and EFs before stepping back to this income, plus we're ahead of the game on retirement and we have a pension coming, so I try to be relaxed about it.

I will give an honest response for the "poor folk" on here. We make ~220k (I consult PT so my income fluctuates). DH sets aside 6% into his 403b (5% match). We would max out, but he also has to contribute 4ish% for FERS and kids are expensive. 4k each into the kids 529s and probably another 10-15k. We have cash flowed some major home renovations the last couple years and are working to build up our savings again. We are way ahead on retirement so I feel comfortable where we are.

Anonymous wrote:I make $100k and have saved $25k per year the last 2 years.

See, that’s brag-worthy!

We make $230k combined.

Coming out of our paychecks (combined) over 10 months:
$1,800 a month goes into pensions.
$800 a month goes into a 403b.

Anonymous wrote:

Anonymous wrote:We make $900k-$1M between the two of us. We save about $200k/year. Around $90k to retirement accounts (I own a business so I can get $66k/year), $40k to brokerage, $40k to cash savings/short term and $40k to 529 plans.

No one wants your financial advice.

Sour grapes?

I make $100k and have saved $25k per year the last 2 years.

I don’t think this should count as bragging because we are desperately making up for years of lower income and under-saving but we make $230k and save $70k in retirement and 529 accounts. Very little anywhere else.

Anonymous wrote:You will get all the crazy over-savers coming out of ghe woodwork for this thread!

Lol I feel seen. I saw the title and felt the urge to brag. Will refrain…and instead brag about not bragging!

Anonymous wrote:We make $900k-$1M between the two of us. We save about $200k/year. Around $90k to retirement accounts (I own a business so I can get $66k/year), $40k to brokerage, $40k to cash savings/short term and $40k to 529 plans.

No one wants your financial advice.

You will get all the crazy over-savers coming out of ghe woodwork for this thread!

We save about 25 percent of our 500k post-tax income.

We make $900k-$1M between the two of us. We save about $200k/year. Around $90k to retirement accounts (I own a business so I can get $66k/year), $40k to brokerage, $40k to cash savings/short term and $40k to 529 plans.

I wonder how much people save compared to their salary.
This includes anything that goes into retirements, college funds, savings account, stock market etc.

Thanks