Anonymous
Post 11/15/2023 08:17     Subject: Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
Anonymous wrote:Did you Google? According to Experian, "As an authorized user, the credit card account is reflected on your credit report, which can help you make progress toward building a robust credit history."
https://www.experian.com/blogs/ask-experian/what-is-credit-card-authorized-user/#s3


If true, I am adding my dog.
Anonymous
Post 11/15/2023 07:53     Subject: Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
Anonymous wrote:
Anonymous wrote:Did you Google? According to Experian, "As an authorized user, the credit card account is reflected on your credit report, which can help you make progress toward building a robust credit history."
https://www.experian.com/blogs/ask-experian/what-is-credit-card-authorized-user/#s3

My google has told me the opposite.


Same. Our credit card company states that they don’t report on authorized users.
Anonymous
Post 11/15/2023 07:40     Subject: Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
Anonymous wrote:
Anonymous wrote:Did you Google? According to Experian, "As an authorized user, the credit card account is reflected on your credit report, which can help you make progress toward building a robust credit history."
https://www.experian.com/blogs/ask-experian/what-is-credit-card-authorized-user/#s3


Sweet Jesus, people. No one uses Google anymore. Bing with AI is far superior search engine.


Thanks for the laugh. Bing still sucks.
Anonymous
Post 11/15/2023 07:38     Subject: Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
Anonymous wrote:Did you Google? According to Experian, "As an authorized user, the credit card account is reflected on your credit report, which can help you make progress toward building a robust credit history."
https://www.experian.com/blogs/ask-experian/what-is-credit-card-authorized-user/#s3


Sweet Jesus, people. No one uses Google anymore. Bing with AI is far superior search engine.
Anonymous
Post 11/15/2023 07:35     Subject: Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
SAH mom here on dual credit cards with husband. It’s not building any credit for me at all.
Anonymous
Post 11/15/2023 07:33     Subject: Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
Should have done it long ago. Do it now, makes sure you have a great score and then get him his own card at some point.
Anonymous
Post 11/15/2023 07:33     Subject: Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
Anonymous wrote:
Anonymous wrote:Did you Google? According to Experian, "As an authorized user, the credit card account is reflected on your credit report, which can help you make progress toward building a robust credit history."
https://www.experian.com/blogs/ask-experian/what-is-credit-card-authorized-user/#s3

My google has told me the opposite.


Link?
Anonymous
Post 11/15/2023 07:29     Subject: Re:Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
I posted on a different thread. I added my son as an authorized user on my card when he was 16 or 17. He’s 18 now with a credit score just under 800. The only ding on his score is the length of credit history. My older son got the best rate available for a car loan when he was 21 or so.
Anonymous
Post 11/15/2023 07:21     Subject: Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
Anonymous wrote:Did you Google? According to Experian, "As an authorized user, the credit card account is reflected on your credit report, which can help you make progress toward building a robust credit history."
https://www.experian.com/blogs/ask-experian/what-is-credit-card-authorized-user/#s3

My google has told me the opposite.
Anonymous
Post 11/15/2023 07:20     Subject: Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
My 14yo and 17yo have been authorized users on our credit card for a couple years now.
Anonymous
Post 11/15/2023 07:19     Subject: Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
Op here and thank you for the information.
Anonymous
Post 11/15/2023 07:02     Subject: Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
It helps but their own account will help more. We did both with DD who turned 18 in August.
Anonymous
Post 11/15/2023 06:44     Subject: Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
Did you Google? According to Experian, "As an authorized user, the credit card account is reflected on your credit report, which can help you make progress toward building a robust credit history."
https://www.experian.com/blogs/ask-experian/what-is-credit-card-authorized-user/#s3
Anonymous
Post 11/15/2023 06:35     Subject: Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
Anonymous wrote:For helping our 18 year old to build a credit score is it better to add them as an authorized user on my cc or have them get their own card?


I am pretty sure adding them to your account will do absolutely nothing to build their credit score. It is still your account, not theirs, and you are responsible for making payments.
Anonymous
Post 11/15/2023 06:30     Subject: Adding 18 year old as authorized user on credit card - yay or nay- for building their credit score
For helping our 18 year old to build a credit score is it better to add them as an authorized user on my cc or have them get their own card?