I would also caution you that the coverage for dental, hearing and vision that some/many Part C plans have isn't very robust.

If you do go the Part C way, make sure you research the details of the individual plans very, very carefully.

If you are near a military base you can get hearing aids “at cost.”

Anonymous wrote:Thank you for the responses. I am reconsidering based on your comments. I’m specifically looking for coverage for hearing aids, dental, and vision. Am I wrong that standard Medicare and Tricare offer minimal benefits for these?

I am also considering going through the VA for hearing. But I have heard it is a bureaucratic nightmare.

TY again for replies!

Dental is not covered by Medicare or Tricare for Life, but retirees are eligible for certain governmental dental insurance programs. I am not familiar with them because I still have dental through my husband's insurance.

Eyeglasses and ordinary exams for eyeglasses are not covered by either Medicare or Tricare for Life. Many hearing and vision services are covered, of course, but you just need to check or ask beforehand, or read the manual.

Occasionally, Tricare for Life will cover, with a copay, a service Medicare does not cover.

Thank you for the responses. I am reconsidering based on your comments. I’m specifically looking for coverage for hearing aids, dental, and vision. Am I wrong that standard Medicare and Tricare offer minimal benefits for these?

I am also considering going through the VA for hearing. But I have heard it is a bureaucratic nightmare.

TY again for replies!

With Tricare for Life, most mail order prescriptions (usually for 3 months) are $12 each at this time. (There have be recent increases.) Occasionally, non generic meds cost more. Copays at local pharmacies vary, and are sometimes cheaper. If you are near a military base, and can fill the prescriptions there, they are free.

Try Health Care Connect on Dr Radio on SiriusXM. He also has a FB page. Andrew Rubin.

He always says that Medicare plus Tricare for Life is all you need.

Call Medicare and they can review things and help you choose

Crazy to even consider Part C (Medicare Advantage) in this situation. Your parents have Cadillac coverage with traditional Medicare and Tricare wrap-around.

Part D depends on what drug coverage they have under Tricare?

Anonymous wrote:Does anybody have experience choosing a Medicare C/D plan to layer on Tricare? I am so overwhelmed I don’t know where to start. Are there impartial advisors for this? I am researching for parents in Florida but any advice would help.

I am over 65, and am on Medicare and Tricare for Life. I see no reason for either Plan C or D. If Medicare pays for a procedure, Tricare for Life covers the rest. Medicare pays first, and Tricare for Life is secondary. I have not had a medical bill in years. Also, medication is covered by Tricare for Life, with only a small copay.

Does anybody have experience choosing a Medicare C/D plan to layer on Tricare? I am so overwhelmed I don’t know where to start. Are there impartial advisors for this? I am researching for parents in Florida but any advice would help.