We’re 38 and 39 and the percentage depends on how/what you calculate. 7.6% if you look at cash contributions. 12% if you count cash and mandatory contributions to our pensions. 16% if you include cash, mandatory pension contributions and our employer match. Overall, we’re projected to have more than enough for retirement. We have no plans to try to increase our overall contributions. Our DD is disabled so we’re not saving for college, but we are saving in her ABLE account.