Anonymous wrote:We don’t have a car. For us, we prefer walking/metro/bus, we live in a dense neighborhood in DC that’s pretty centrally located, and a car would just be a headache (parking, repairs, blah blah).
We have two kids and a third on the way. I know you must get better at it if you do it all the time, but when we’re on vacation and have a rental car, getting the kids in and out of car seats and packing everything up is such a PITA. And sometimes you’re still bringing a stroller for your destination. So you’re packing everything up, carrying it out to the car with the kids and the stroller, loading it all up, getting to your destination, unfolding the stroller, moving everything from car to stroller, unloading and reloading the kids… what a hassle! Our stroller is parked right by our back door. Throw in what you need, grab the kids, and you’re off!
Also we could definitely afford a car (HHI $225k) but we choose instead to stretch our budget to buy the perfect house that we love, plus we have used nannies/nanny shares. We couldn’t do all that and afford a car.
Everyone arranges things their own way. We couldn't get by without a car because of DH's commute, a specific kid activity that requires we drive to the suburbs once a week (would LOVE if there was a way to do this activity in the city but there is not, we've tried), and because DH's family live a 5 hour drive away in a place not reachable by plane or train, and they are getting older.
However, one thing that happens when you have to have something is that you discover how to do it more cheaply. I used to think that having a car would be an unreasonable expense, but then we bought a low-mileage used vehicle for 19k (cash, not financed, if we bought an equivalent car today it would cost about 25k). Insurance is really cheap because it's not a super expensive car and the two drivers on it are middle aged with no history of bad driving. Our condo came with parking so we don't pay for parking. And since we don't drive that often, we don't spend much on gas. We're getting near the end of this car's life, but when we do the math, owning a car has cost us about 2k a year over the life of the car.
We make less money than you do ($150k) but also probably live in a much less expensive home, and that's not a huge burden. I think our lives would be much harder without a car, and it's possible it would cost more annually to do the things we currently do via alternative methods.