That's why you work on having a great credit score, high credit card limit, and you take it out as cash advance. I just took $27k out @ 4% right now. I shouldn't have anything left to pay at the end of one year. I have more cash advance available to me.

Just tried credit karma and there are a lot of offers and can borrow 100k or more.
Discover personal loans for 25k and 36 months rates were 8%

https://www.bankrate.com/investing/portfolio-line-of-credit/

Heloc is another option, but takes more time.
I wouldn’t borrow against 401k unless there’s no other options.

Personal loan rates will be high though. I know that credit karma has sometimes tried to sell me on personal loans for whatever reason. I actually tried their tool out of curiosity and they maxed out at 15k even though I have an 800+ score and plenty of assets of all sorts.

Anonymous wrote:

Anonymous wrote:Borrow against securities in your brokerage account.

Are you referring to a 401k loan?

If you don’t know what this person means, this does not apply to you.

I think you are likely to get better rates through a credit union than you are a “big name” bank.

Anonymous wrote:Borrow against securities in your brokerage account.

Are you referring to a 401k loan?

Borrow against securities in your brokerage account.

Understood, but I'm still trying to secure the best rate I can. Is that going to be with a credit union, a large bank like boa or wells fargo or something I'm not yet aware of?

In a 7% mortgage interest environment you’re not getting a low interest personal loan.

I'm a Veteran, but not a fed so no TSP.

If a fed- TSP @ 4%

I'm looking to take a personal loan for around 25k

I can apply on the web with my credit union, but got to thinking that they may not offer the best rates.

A quick google search pulls up dozens and dozens of possible lenders and it's quite overwhelming.

TIA