Anonymous
07/28/2023 23:21
Subject: Have 30k in checking account
I'd go out and have a really nice dinner.
Anonymous
07/28/2023 08:38
Subject: Have 30k in checking account
How eventual is the eventual down payment?
Anonymous
07/27/2023 16:50
Subject: Re:Have 30k in checking account
Short term treasury bills (5+%)- - buy individual (not etf) hold to maturity.
CDs
High yield savings account
CDs
High yield savings account
Anonymous
07/27/2023 16:46
Subject: Have 30k in checking account
Anonymous wrote:high yield savings account, CD
Capone and ally giving 4.3% right now
Anonymous
07/27/2023 16:44
Subject: Have 30k in checking account
Does your bank have a money market account possible? At least you'd get higher interest.
Depending on your timeframe you could buy a couple of CDs - maybe a 20K one for 12 months, a 10k one for 6 months (if this is emergency money you might need). Or google "laddering" CDs - buy a CD every month with a % of the money and just keep them rolling over time until you get to the point of home buying.
Depending on your timeframe you could buy a couple of CDs - maybe a 20K one for 12 months, a 10k one for 6 months (if this is emergency money you might need). Or google "laddering" CDs - buy a CD every month with a % of the money and just keep them rolling over time until you get to the point of home buying.
Anonymous
07/27/2023 16:44
Subject: Have 30k in checking account
Put it in a high yield savings account stat. Interest rates are well over 4 percent at the moment. Don’t let that money sit where it is a day longer - you’re giving your bank free money.
Anonymous
07/27/2023 16:43
Subject: Have 30k in checking account
high yield savings account, CD
Anonymous
07/27/2023 16:42
Subject: Have 30k in checking account
What to do with it? Ideally I’d be using it towards an eventual down payment.