DMVs want you to have insurance when you register.
I am in the same boat right now - I found this website which was helpful. don't know about the "gifting" laws of those states, but at least in Virginia I'm supposed to have a Form SUT 3 (PURCHASER'S STATEMENT OF TAX EXEMPTION)
https://privateauto.com/blog/how-to-transfer-a-car-title-to-a-family-member