I'd have had that talk with her about a decade ago.

Tell her it is time she buys something. Get her connected to a nonprofit that helps first time homebuyers to see if she can get a low money down loan. As a teacher with a low annual income, she will qualify for something. Offer her 10 grand to get her settled if you can afford it, to help speed up her timeline

That's fine to live together for as long as you get along. Being smart with money is smart.

You should to her about her life goals. Marriage, kids? Remind her that you were going to get old and die one day. Tell her you want to move to North Carolina, and that she's welcome (or not), but she needs to decide where she'll live.

Why on earth are you scared to have this conversation?

Anonymous wrote:

Anonymous wrote:Depends on the kid and on the relationship between you and her.

It's a good relationship, but just want her to be in her own, and we are thinking about moving to North Carolina, our house will see for 800k, and we will buy something half the price and save the rest.

I will put that in motion and let her know what the plan is so you don't catch her by surprise. I think staying is okay as long as you don't have to alter your plans because of her.

Some good points. If she is not paying you rent and you're covering her utilities and some other expenses like food and household items (even some of them) she really hasn't saved enough.

I would also say she needs to make more money. Does she teach in public schools? Around here, 64K for a teacher with over 10 years experience is very low.

The fact that you are talking about moving and selling the house gives you a perfect intro.

You are stunting her ability to mature. Tell her you are considering a downsize. What is she spending her money on? She has been working for 13 years and only has $200K —she is only saving $15k per year.

Anonymous wrote:She needs to move out! I'm sorry, is something wrong with her?

I think it just laziness and being cheap.

We’ve been talking about it and planning for it since my kids became adults. It’s just a gradual conversation but there is a drop dead date because we’re not keeping our house in retirement. All of my kids know this.

Anonymous wrote:

Anonymous wrote:Depends on the kid and on the relationship between you and her.

It's a good relationship, but just want her to be in her own, and we are thinking about moving to North Carolina, our house will see for 800k, and we will buy something half the price and save the rest.

There’s your answer.

She needs to move out! I'm sorry, is something wrong with her?

Anonymous wrote:Depends on the kid and on the relationship between you and her.

It's a good relationship, but just want her to be in her own, and we are thinking about moving to North Carolina, our house will see for 800k, and we will buy something half the price and save the rest.

Depends on the kid and on the relationship between you and her.

Daughter is 35 year old, and has over $200,000 dollars in savings and is making around $64,000 a year and never talked about moving out....
works at a 1st grade teacher...
Will you ever have the will you ever asked her if she wants to move out?
She dated a few guys for a long-term and never said anything about moving out...