Anonymous wrote:

Anonymous wrote:I maintain an ongoing balance sheet with accounts as rows and dates as columns. It’s sorted into cash/bonds/brokerage accounts, 401ks from various jobs, property, etc. I update it every 3-6 months.

My old, untouched 401k accounts are almost back at their late 2021 levels. My current 401k (started in 2020) is in the black for the first time in well over a year.

My little spreadsheet gives me comfort and allows me to not lose track of old retirement accounts. Between DH and me, we have a lot.

Just rollover your old retirement accounts. There’s literally no need for this.

My largest 401K from an old job has fees that are 4x lower than my current 401K with T Rowe Price. I ain’t rolling over $400K into my current crappy account.

Anonymous wrote:I maintain an ongoing balance sheet with accounts as rows and dates as columns. It’s sorted into cash/bonds/brokerage accounts, 401ks from various jobs, property, etc. I update it every 3-6 months.

My old, untouched 401k accounts are almost back at their late 2021 levels. My current 401k (started in 2020) is in the black for the first time in well over a year.

My little spreadsheet gives me comfort and allows me to not lose track of old retirement accounts. Between DH and me, we have a lot.

Just rollover your old retirement accounts. There’s literally no need for this.

I maintain an ongoing balance sheet with accounts as rows and dates as columns. It’s sorted into cash/bonds/brokerage accounts, 401ks from various jobs, property, etc. I update it every 3-6 months.

My old, untouched 401k accounts are almost back at their late 2021 levels. My current 401k (started in 2020) is in the black for the first time in well over a year.

My little spreadsheet gives me comfort and allows me to not lose track of old retirement accounts. Between DH and me, we have a lot.

Anonymous wrote:My account never did anything historically alarming, nor did it during the previous admin,

Tracking accounts weekly/daily/monthly is unhealthy and uneducated.

I know why people say that but I truly believe this is one of those "you do you" kind of thing. I check it whenever I feel like it, down days, up days and anywhere in-between. Do I change my allocation based on that? No. But there's nothing wrong with checking it whatever frequency you want to check.

Anonymous wrote:My account never did anything historically alarming, nor did it during the previous admin,

Tracking accounts weekly/daily/monthly is unhealthy and uneducated.

NP: Tracking monthly gives me confidence in my models. I have a "balance sheet" spreadsheet with a row per month. Annually I evaluate if my assumptions over the last year have held true vetted by two factors: how stable is my prediction as to when I will hit the next major benchmark (1M, 2M, etc). This has been accurate w/in 12 month period consistently over 15 years. , and how stable my "ending net worth" estimate is. This has stayed within a 10% swing for the same 15 years. All so I can convince DH that it's time to retire when it's time to retire!

I never check them, it is a key part of my strategy.

Anonymous wrote:The market is still down about 6% in the s&p from the peak, but we invested heavily in the down turn, so this year has been good. Our tech index fund is looking better. So yeah, it's getting better. Anyone who says their accounts never reflected the downturn didn't have anything in their account, or they are liars.

I said my accounts were never in bad shape because OP is talking "showing signs of life" and "slowly turning around" like they were down to their last few shekels. As pp said, I bought a lot during the dip(s) and invest for the longterm.

Mine is finally up again but not as high as it was in it's hey day. I also have an aggressive portfolio (due to my age and because I will have a generous pension) and expect some ups and downs.

Anonymous wrote:The market is still down about 6% in the s&p from the peak, but we invested heavily in the down turn, so this year has been good. Our tech index fund is looking better. So yeah, it's getting better. Anyone who says their accounts never reflected the downturn didn't have anything in their account, or they are liars.

What has it done over 20 years?

Yep, finally back to where we were a year ago, mostly thanks to Apple.

My account never did anything historically alarming, nor did it during the previous admin,

Tracking accounts weekly/daily/monthly is unhealthy and uneducated.

The market is still down about 6% in the s&p from the peak, but we invested heavily in the down turn, so this year has been good. Our tech index fund is looking better. So yeah, it's getting better. Anyone who says their accounts never reflected the downturn didn't have anything in their account, or they are liars.

Anonymous wrote:My accounts were never in bad shape

LOL. Great! I guess that makes it easier.

My accounts were never in bad shape

i checked my TSP/Vanguard/Fidelity accounts this morning and they are slowly turning around. I can only hope it will continue... How are you guys doing?