Anonymous wrote:

Anonymous wrote:The move sounds like a bad idea without a job.

Maybe that's where OP's parents and other family lives--and it would be a worse idea to stay put (with no family support) and have to find a local rental without a job.

She has family support. The kids dad.

Anonymous wrote:Most small landlords are more open to it.

Pay upfront, yes it will work.
Just show bank statements, no, doesn’t work.

Thanks from OP. I am moving to a city where I have some support (friends, a relative, prior work colleagues). I have to move because our lease is coming due at the same time our divorce will finalize and my children and I need a home to sleep in. I am moving before I have a job because of this. I can’t get a job and then have them say “great, start in two weeks” and then move myself, kids and pets across the country without a rental or daycare in place.

Thanks to those who gave input. I am hopeful I can find a landlord who is amenable to paying up front or having my parents co-sign if needed.

Most small landlords are more open to it.

Anonymous wrote:Why are you moving and what sort of job will you be getting after SAH. If you are moving to be closer to your parents I suggest moving in with them until you find a job. What you don't want to do it use your limited funds and tank your credit score before you even have a job.

How do you know OP's parents have a house big enough to house OP and her kids? Maybe they live in an assisted living community. Or maybe one of those 55+ HOAs, where you can't have visitors under the age of 18 for more than 90 days out of the year?

Anonymous wrote:The move sounds like a bad idea without a job.

Maybe that's where OP's parents and other family lives--and it would be a worse idea to stay put (with no family support) and have to find a local rental without a job.

Same. Just show them your bank statement. Worked for me.

You can rent without income. Usually a statement from the bank saying you have over $70k savings helps here. This is how some immigrants without jobs in US get rental apts.

Why are you moving and what sort of job will you be getting after SAH. If you are moving to be closer to your parents I suggest moving in with them until you find a job. What you don't want to do it use your limited funds and tank your credit score before you even have a job.

If you offer to pay a year up front, they will be happy to rent to you. Don't let your ex co-sign.

The move sounds like a bad idea without a job.

Anonymous wrote:Agree that putting down 6 months will likely solve the issue. Do you plan to get a job? If you have court-ordered spousal support, you can claim that as your income.

Yes, I plan to become employed once we settle. And good idea about paying up front. I’d gladly pay a year if needed. The spousal support is considered income but it’s not enough to cover rent on its own.

Agree that putting down 6 months will likely solve the issue. Do you plan to get a job? If you have court-ordered spousal support, you can claim that as your income.

Offer to pay 6 months of the lease now. I don’t think you want your ex’s name on the lease.

I am getting divorced and moving to a new city with my children across the country from where we currently live. I have been a stay at home mom and do not have income. I will of course be finding work once we are settled.

I have $100,000 savings to my name, 780 credit score, and a clean rental history. I have no debts or loans. I am receiving child support and spousal support that will fully cover rent and utilities.

I am still afraid that I won’t be a desirable candidate because I don’t have income. Because I am relocating I can’t get a job first and then find housing.

My parents are willing to co-sign if needed (but they don’t have income other than pension as retired). My STBXH also said he would co-apply for the lease if he had to as he has income. We could just say he would be a tenant if need be and then I could eventually take him off the lease once I have FT work. Neither of us desires that arrangement but it may be what makes sense.

Any input from rental managers or landlords on here? TIA.