I already don't do this with my middle and high schooler, so unless they were mentally ill or drugged, I can't imagine doing this. Their car, until they can afford to buy one, is our car, so I see anything my driving teen leaves behind. We pay for everything, and will continue to do so for many years.
I don't know what to tell you, OP, except that neither my husband or I or anyone in the family ever ran into any trouble as youths, and neither do my teens or their cousins. For us it's easier to build trust than be authoritarian.