Anonymous
Post 05/19/2023 15:04     Subject: What are DCUMers including when reporting HHI?
I just include earned income.
Anonymous
Post 05/19/2023 14:51     Subject: What are DCUMers including when reporting HHI?
What about if parents/inlaws pay for things like kids' tuition (could easily add up to $75k+/year, depending on tuition amount and how many kids?)
Parents paying for extravagant vacations?
Large monetary gifts?
Anonymous
Post 05/19/2023 14:03     Subject: What are DCUMers including when reporting HHI?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Base+ Bonus (non sales, so bonus is generally plus minus 10% of expected) + value of RSU at the time of allocation (if the value goes down or goes up drastically, more than 30%, I adjust a bit mentally, otherwise unvested RSU's is hard to predict at the time of vest).

No 401K match, DCP match included

bonus and RSU are not fixed. Your RSU can be worthless if the stock tanks.


Of course they are not fixed. I am in tech, legacy tech company like Cisco/IBM. RSU don't become worthless. Agree to your comment, if we worked for a startup.. The least bonus that I have got in last 10 years is 90% of target and max 145% of target but mostly it is generally always around 100%. Sales roles have much higher variability than desk jobs

Our HHI is always an estimate, I was just sharing my calculation


Also, our base is 65% of *estimated* HHI so bonus and RSU's are not rounding errors. We don't count 401K matches which is another ~$20K -~25K on top of base+RSU+bonus.
Anonymous
Post 05/19/2023 14:03     Subject: What are DCUMers including when reporting HHI?
Anonymous wrote:Just salary.


+1
Anonymous
Post 05/19/2023 13:59     Subject: What are DCUMers including when reporting HHI?
Anonymous wrote:
Anonymous wrote:Base+ Bonus (non sales, so bonus is generally plus minus 10% of expected) + value of RSU at the time of allocation (if the value goes down or goes up drastically, more than 30%, I adjust a bit mentally, otherwise unvested RSU's is hard to predict at the time of vest).

No 401K match, DCP match included

bonus and RSU are not fixed. Your RSU can be worthless if the stock tanks.


Of course they are not fixed. I am in tech, legacy tech company like Cisco/IBM. RSU don't become worthless. Agree to your comment, if we worked for a startup.. The least bonus that I have got in last 10 years is 90% of target and max 145% of target but mostly it is generally always around 100%. Sales roles have much higher variability than desk jobs

Our HHI is always an estimate, I was just sharing my calculation
Anonymous
Post 05/19/2023 13:52     Subject: What are DCUMers including when reporting HHI?
We have no rental properties. I just report income, not benefits, and my 401(k) match is paltry enough that it doesn't really matter, because I'm already rounding to a general figure.
Anonymous
Post 05/19/2023 13:51     Subject: What are DCUMers including when reporting HHI?
Anonymous wrote:Base+ Bonus (non sales, so bonus is generally plus minus 10% of expected) + value of RSU at the time of allocation (if the value goes down or goes up drastically, more than 30%, I adjust a bit mentally, otherwise unvested RSU's is hard to predict at the time of vest).

No 401K match, DCP match included

bonus and RSU are not fixed. Your RSU can be worthless if the stock tanks.
Anonymous
Post 05/19/2023 13:48     Subject: What are DCUMers including when reporting HHI?
Base+ Bonus (non sales, so bonus is generally plus minus 10% of expected) + value of RSU at the time of allocation (if the value goes down or goes up drastically, more than 30%, I adjust a bit mentally, otherwise unvested RSU's is hard to predict at the time of vest).

No 401K match, DCP match included
Anonymous
Post 05/19/2023 11:14     Subject: What are DCUMers including when reporting HHI?
Anonymous wrote:How about dividends or other investment income?


Yes
Anonymous
Post 05/19/2023 11:11     Subject: What are DCUMers including when reporting HHI?
How about dividends or other investment income?
Anonymous
Post 05/19/2023 11:11     Subject: What are DCUMers including when reporting HHI?
Just salary.
Anonymous
Post 05/19/2023 10:18     Subject: What are DCUMers including when reporting HHI?
Anonymous wrote:Just curious. What are you including when you report your HHI? Do you include benefits, 401K matches, other income streams like rental properties, etc. or just straight up salary?


No to benefits (too nebulous to calculate) but yes to everything else (including 401k match).
Anonymous
Post 05/19/2023 10:13     Subject: Re:What are DCUMers including when reporting HHI?
Just salary and quarterly distributions in my case. I pay for my own health insurance and all retirement contributions come out of my distributions.
Anonymous
Post 05/19/2023 10:08     Subject: What are DCUMers including when reporting HHI?
I just include straight up salary.

We don't have any rental property, but if I did, and it covered more than the rent and related expenses such as repairs, I guess I would include that overage.
Anonymous
Post 05/19/2023 10:06     Subject: What are DCUMers including when reporting HHI?
Just curious. What are you including when you report your HHI? Do you include benefits, 401K matches, other income streams like rental properties, etc. or just straight up salary?