Anonymous
04/17/2023 07:00
Subject: Re:Knob and tube electrical
Legally, it is grandfathered in most localities, unless/until one renovates/modifies the house. Localities do vary about this.
Insurance companies generally will require replacement if they know about it. It might be a carve-out in the policy also, read the policy carefully.
It IS an actual hazard - can start a house fire, so it is wise to replace. It is easier to replace in a vacant house, of course.
Insurance companies generally will require replacement if they know about it. It might be a carve-out in the policy also, read the policy carefully.
It IS an actual hazard - can start a house fire, so it is wise to replace. It is easier to replace in a vacant house, of course.
Anonymous
04/16/2023 20:13
Subject: Knob and tube electrical
Anonymous wrote:I’ve never heard of a mortgage or home insurance company requiring this. I have relatives all over the northeast with knob and tube. We have aluminum wiring which I think is worse frankly but have not been required to replace it (although we did mitigate it with purple fasteners to sleep easier.)
Did they buy recently? We bought a house with knob and tube and had to rewire for insurance.
But it’s also just a really good idea to rewire. Knob and tube is not meant to handle the electrical needs of a modern house. You also have to have those three prong adapters everywhere.
Anonymous
04/16/2023 19:26
Subject: Knob and tube electrical
I’ve never heard of a mortgage or home insurance company requiring this. I have relatives all over the northeast with knob and tube. We have aluminum wiring which I think is worse frankly but have not been required to replace it (although we did mitigate it with purple fasteners to sleep easier.)
Anonymous
04/16/2023 15:24
Subject: Knob and tube electrical
I've never had knob and tube, but I did have a fuse box and my insurance company said I had to replace it with circuit breakers or they'd cancel me. Cost about $1500 if I recall.
Anonymous
04/16/2023 15:18
Subject: Knob and tube electrical
Anonymous wrote:Anonymous wrote:Yes, it’s a hazard. Also, if you buy a house with it you will have to rewire to be insurable.
But if someone is living in the house now aren’t they insured?
If they don't have a mortgage they may not be.
Anonymous
04/16/2023 15:13
Subject: Knob and tube electrical
Anonymous wrote:Yes, it’s a hazard. Also, if you buy a house with it you will have to rewire to be insurable.
But if someone is living in the house now aren’t they insured?
Anonymous
04/16/2023 14:44
Subject: Knob and tube electrical
Yes, it’s a hazard. Also, if you buy a house with it you will have to rewire to be insurable.
Anonymous
04/16/2023 13:56
Subject: Knob and tube electrical
No, leave it alone.
Anonymous
04/16/2023 13:46
Subject: Knob and tube electrical
Is it mandatory to replace if it is working?