I like the 2% I get back on the Apple Card, and enjoyed the ability to finance my Mac at 0%. Convenient and easy.

I use Apple Pay on my phone and watch but don't have an Apple card.

I like that the CVC code changes regularly and you can change the whole card number at the push of a button

I use Apple Pay on my phone every day but do not have an Apple card.

You can have Apple Pay without an Apple credit card. Any credit card can be linked to Apple Pay.

I like the Apple Card, FWIW. I use it to buy Apple devices with 0% interest. I usually have the cash to cover them but it's nice to spread it out over a year with no fee.

Apple Cash can be used as a cash card or you can transfer the cash to your bank account. Takes 1-3 days at no cost, or instant transfer for a small fee.

I like mine. No annual fee, I can use it overseas without an extra charge, instant cash back in the form of Apple Cash, 2% cash back for ApplePay, and the APR is lower than any of my other credit cards.

The one issue I have is the rather crappy customer service. It's automated through chat, and the one time I needed help it took days to get a human to actually call me.

Recently bought a computer and opened the Apple Card so I could finance it with 0% interest, but once I pay it off later this month do I want to close the account or keep it? It’s essentially a credit card with a $4000 balance. But is having Apple Pay connected to your phone something beneficial? Or can I just use my other credit card for purchases from my phone instead? What are the benefits/downsides of having Apple Pay? And what the heck is Apple Cash?