Anonymous
03/27/2023 15:26
Subject: My tree fell on neighbor's lawn.
Legally, you're not at fault, but ethically, OP, you have a problem. Clearly you don't take care of your trees!!! You're a very bad neighbor. I'd be furious too.
Anonymous
03/27/2023 15:22
Subject: My tree fell on neighbor's lawn.
You should get an arborist out to evaluate your trees and I’d let your neighbor know you’re doing that. I’d be pretty pissed if you weren’t taking care of your trees and they destroyed my property twice.
Anonymous
03/27/2023 15:19
Subject: My tree fell on neighbor's lawn.
Do you take care of your trees?
Anonymous
03/27/2023 15:13
Subject: My tree fell on neighbor's lawn.
Anonymous wrote:Anonymous wrote:We just had a bad storm and one of my trees fell on my neighbors lawn. Two years ago one fell on his brand new deck and it had to be replaced. My insurance company told me I was not responsible but his insurance company would pay, and they did. He was not happy though because he said he had to pay the deductible. I assumed he had a deductible similar to mine which is $500. Today I found out his deductible is $2800! He is really upset and said when his tree fell on his neighbor's yard, which is on the other side of him they split the cost. My son-in-law offered to help cut the tree with his chainsaw and store the wood on our property, but the neighbor is not happy. Was this a fair offer? He wants us to give him money.
Wow! You didn't even offer to pay the deductible? And his insurance will go up now because of the claims. You might not be legally bound but morally here, you are in the wrong. I wouldn't want to be your neighbor. Your trees causing this much destruction and you wipe you hands clean of it all. Wow.
+1
Anonymous
03/27/2023 15:12
Subject: My tree fell on neighbor's lawn.
Anonymous wrote:Anonymous wrote:We just had a bad storm and one of my trees fell on my neighbors lawn. Two years ago one fell on his brand new deck and it had to be replaced. My insurance company told me I was not responsible but his insurance company would pay, and they did. He was not happy though because he said he had to pay the deductible. I assumed he had a deductible similar to mine which is $500. Today I found out his deductible is $2800! He is really upset and said when his tree fell on his neighbor's yard, which is on the other side of him they split the cost. My son-in-law offered to help cut the tree with his chainsaw and store the wood on our property, but the neighbor is not happy. Was this a fair offer? He wants us to give him money.
Wow! You didn't even offer to pay the deductible? And his insurance will go up now because of the claims. You might not be legally bound but morally here, you are in the wrong. I wouldn't want to be your neighbor. Your trees causing this much destruction and you wipe you hands clean of it all. Wow.
OP was negligent and is lucky no one got seriously injured or killed
Anonymous
03/27/2023 15:10
Subject: My tree fell on neighbor's lawn.
Anonymous wrote:We just had a bad storm and one of my trees fell on my neighbors lawn. Two years ago one fell on his brand new deck and it had to be replaced. My insurance company told me I was not responsible but his insurance company would pay, and they did. He was not happy though because he said he had to pay the deductible. I assumed he had a deductible similar to mine which is $500. Today I found out his deductible is $2800! He is really upset and said when his tree fell on his neighbor's yard, which is on the other side of him they split the cost. My son-in-law offered to help cut the tree with his chainsaw and store the wood on our property, but the neighbor is not happy. Was this a fair offer? He wants us to give him money.
Wow! You didn't even offer to pay the deductible? And his insurance will go up now because of the claims. You might not be legally bound but morally here, you are in the wrong. I wouldn't want to be your neighbor. Your trees causing this much destruction and you wipe you hands clean of it all. Wow.
Anonymous
03/27/2023 15:08
Subject: My tree fell on neighbor's lawn.
Anonymous wrote:legally you owe him nothing but if i were him, i would be pissed too. manage your trees OP. that you should do.
+1
Legally you're not on the hook so far but twice in two years is a bit much.
If I were the neighbor I'd threaten to sue you for negligence since the previous tree falling should have tipped you off. And of you don't pay, I'd take you to court.
Anonymous
03/27/2023 15:05
Subject: Re:My tree fell on neighbor's lawn.
Where do you live with so many falling trees ?
Forget property insurance--buy life insurance.
Forget property insurance--buy life insurance.
Anonymous
03/27/2023 14:17
Subject: My tree fell on neighbor's lawn.
Anonymous wrote:Fair offer. You are not responsible. His risk was paying less - so deductibles higher. He went with the wrong odds.
This is the answer. His deductible is high because his monthly payments are low.
Anonymous
03/27/2023 14:08
Subject: My tree fell on neighbor's lawn.
legally you owe him nothing but if i were him, i would be pissed too. manage your trees OP. that you should do.
Anonymous
03/27/2023 14:07
Subject: Re:My tree fell on neighbor's lawn.
This is the way the cookie crumbles. Trees fall sometimes even when they look healthy. He has lower premiums because he chose that deductible. So, no, it's not your problem.
Anonymous
03/27/2023 14:03
Subject: Re:My tree fell on neighbor's lawn.
Was the tree already damaged or sick?
It seems like the courteous thing to do is offer to help, if you're able. He may be struggling financially and 2800 can be a lot of money to fork over when it wasn't his tree to begin with.
It seems like the courteous thing to do is offer to help, if you're able. He may be struggling financially and 2800 can be a lot of money to fork over when it wasn't his tree to begin with.
Anonymous
03/27/2023 14:00
Subject: My tree fell on neighbor's lawn.
Fair offer. You are not responsible. His risk was paying less - so deductibles higher. He went with the wrong odds.
Anonymous
03/27/2023 13:59
Subject: My tree fell on neighbor's lawn.
That's a fair offer. It's his choice to have such a high deductible and he pays less in homeowners insurance.
Anonymous
03/27/2023 13:52
Subject: My tree fell on neighbor's lawn.
We just had a bad storm and one of my trees fell on my neighbors lawn. Two years ago one fell on his brand new deck and it had to be replaced. My insurance company told me I was not responsible but his insurance company would pay, and they did. He was not happy though because he said he had to pay the deductible. I assumed he had a deductible similar to mine which is $500. Today I found out his deductible is $2800! He is really upset and said when his tree fell on his neighbor's yard, which is on the other side of him they split the cost. My son-in-law offered to help cut the tree with his chainsaw and store the wood on our property, but the neighbor is not happy. Was this a fair offer? He wants us to give him money.