Anonymous wrote:Your question is a bit misleading. What you need most are friends, absolutely. But they are also at least theoretically, make-able anywhere.
In your position, I'd be asking myself a few questions:
1) Are my kids in a stable location?
2) Are there grandkids, or are there grandkids on the horizon?
3) If I'm downsizing, do I have the flexibility, monetarily, to have two small homes?
4) How good am I at making friends?
5) Just being honest with myself, what do I WANT? What sounds most appealing, irrelevant of details?
6) Is it possible to make a temporary decisions and change it up in a few years? I would think this is particularly valuable if your kids are transient and/or don't have kids but may at some point. The pull of grandkids can be VERY strong, but picking up your life to move to the town where your flighty, single 28 year old lives would be silly. In this scenario, you might want to get a condo or something near your friends or siblings for now, and then see what happens.
7) Is it all about people, or does the place matter, too? (this is very individual)
8) How easy is it to get to these places? With loved ones all spread around, I would be way less likely to pick a place that's two hours away from the nearest airport.
This list is a great one, though I’d note that making new, close-enough friends later in life isn’t super easy - said as someone who does make friends pretty easily. If a retiree has an established, close network of friends where they are, why uproot entirely for siblings, especially if it’s them over your kids? Children and grandchildren are more compelling, if you’re going to make that kind of big move.