Anonymous
Post 03/02/2023 17:59     Subject: I was so close and now I’m shut out
You don’t need a 1.7M house to be upper middle class.
Anonymous
Post 03/02/2023 17:54     Subject: I was so close and now I’m shut out
Anonymous wrote:LMAO

So you don’t make enough to truly be UMC in this area.
Regular middle class isn’t so bad. Join us.


I would still be UMC if I had a 2020 or 2021 mortgage. Not anymore.
Anonymous
Post 03/02/2023 17:53     Subject: I was so close and now I’m shut out
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:OP, I'm sorry. Keep saving and see what the next year or so looks like before giving up. Right now seems like the worst time before it gets better.


I thought that last year. And the year before. I could have stretched to get my dream/forever home. Now it will never happen. I don’t have the ability to magically produce $500K for a $1.7m house that was 1.2 less than 3 years ago.

I just didn’t see this coming. I thought I had time. I feel like I got hit by a truck. I have been frugal for so long and I should have spent it.


I feel your pain.

I know you don’t want to overspend. I get that.

But I would hate to still be paying rent.


My rent just went up by 20%. 20%. It’s now almost what I would have paid on my dream house mortgage had I bought it 2-3 years ago.

To those saying welcome to the MC, it’s not usually something that happens in 24 months. When it could have been so different.
Anonymous
Post 03/02/2023 17:51     Subject: I was so close and now I’m shut out
LMAO

So you don’t make enough to truly be UMC in this area.
Regular middle class isn’t so bad. Join us.
Anonymous
Post 03/02/2023 17:50     Subject: I was so close and now I’m shut out
Anonymous wrote:
Anonymous wrote:OP, I'm sorry. Keep saving and see what the next year or so looks like before giving up. Right now seems like the worst time before it gets better.


I thought that last year. And the year before. I could have stretched to get my dream/forever home. Now it will never happen. I don’t have the ability to magically produce $500K for a $1.7m house that was 1.2 less than 3 years ago.

I just didn’t see this coming. I thought I had time. I feel like I got hit by a truck. I have been frugal for so long and I should have spent it.


I feel your pain.

I know you don’t want to overspend. I get that.

But I would hate to still be paying rent.
Anonymous
Post 03/02/2023 17:44     Subject: I was so close and now I’m shut out
Anonymous wrote:OP, I'm sorry. Keep saving and see what the next year or so looks like before giving up. Right now seems like the worst time before it gets better.


I thought that last year. And the year before. I could have stretched to get my dream/forever home. Now it will never happen. I don’t have the ability to magically produce $500K for a $1.7m house that was 1.2 less than 3 years ago.

I just didn’t see this coming. I thought I had time. I feel like I got hit by a truck. I have been frugal for so long and I should have spent it.
Anonymous
Post 03/02/2023 17:40     Subject: I was so close and now I’m shut out
OP, I'm sorry. Keep saving and see what the next year or so looks like before giving up. Right now seems like the worst time before it gets better.
Anonymous
Post 03/02/2023 17:35     Subject: I was so close and now I’m shut out
Anonymous wrote:Lower you expectations or make more, maybe get married


I know these are the only answers. I am just so depressed that my dream was finally in my grasp and I let it slip away.
Anonymous
Post 03/02/2023 17:35     Subject: Re:I was so close and now I’m shut out
Anonymous wrote:
Anonymous wrote:There are $600k houses around here


They are dumps and not work more than $300K


They’re worth whatever people will pay for them
Anonymous
Post 03/02/2023 17:34     Subject: Re:I was so close and now I’m shut out
Anonymous wrote:There are $600k houses around here


They are dumps and not work more than $300K
Anonymous
Post 03/02/2023 17:27     Subject: Re:I was so close and now I’m shut out
What and where are you looking?
Anonymous
Post 03/02/2023 17:27     Subject: Re:I was so close and now I’m shut out
There are $600k houses around here
Anonymous
Post 03/02/2023 17:26     Subject: I was so close and now I’m shut out
Anonymous wrote:Lower you expectations or make more, maybe get married


No one wants to marry me I’m 50.
Anonymous
Post 03/02/2023 17:24     Subject: I was so close and now I’m shut out
Lower you expectations or make more, maybe get married
Anonymous
Post 03/02/2023 17:23     Subject: I was so close and now I’m shut out
Was so close to buying in 2020 and 2021 and now those properties I could afford at 1.2 and 3% are at 1.7 and 6.8% and I am locked out of the UMC for the rest of my life. No equity here.