Anonymous
Post 02/02/2023 17:13     Subject: Is 3.5% good APY?
Anonymous wrote:I put my spare $30000 in capital one savings at 3.03% because they're also offering $500 bonus


I went to Capital One and didn't see anything on the website about a bonus. Do you have more information on that?
Anonymous
Post 02/02/2023 16:52     Subject: Is 3.5% good APY?
Anonymous wrote:Vanguard’s money market is at 4%


Good to know. I need to move some money around.
Anonymous
Post 02/02/2023 16:52     Subject: Is 3.5% good APY?
Navy Fed credit union has a 15 mo CD at 5 percent for 15 months up to $250k
Anonymous
Post 02/02/2023 16:40     Subject: Is 3.5% good APY?
Anonymous wrote:
Anonymous wrote:I’m getting 3.75% more out Betterment.

Wow, autocorrect. I am getting 3.75% through Betterment.


Betterment is going to 4% on 2/6
Anonymous
Post 02/02/2023 16:38     Subject: Re:Is 3.5% good APY?
Anonymous wrote:Cap One went up to 3.4% today.


Which product? I have Cap One 360 and it's .3 - I need to move money out of that account as I have way too much at low rates.
Anonymous
Post 02/02/2023 16:09     Subject: Re:Is 3.5% good APY?
Cap One went up to 3.4% today.
Anonymous
Post 02/01/2023 15:41     Subject: Re:Is 3.5% good APY?
Wealthfront just emailed me that they're going up to 4.05% starting Friday.
Anonymous
Post 02/01/2023 13:46     Subject: Is 3.5% good APY?
I put my spare $30000 in capital one savings at 3.03% because they're also offering $500 bonus
Anonymous
Post 02/01/2023 13:45     Subject: Is 3.5% good APY?
Thank you!
Anonymous
Post 02/01/2023 13:26     Subject: Is 3.5% good APY?
Vanguard’s money market is at 4%
Anonymous
Post 02/01/2023 13:20     Subject: Is 3.5% good APY?
I'm getting 3.8% at Wealthfront.
Anonymous
Post 02/01/2023 13:13     Subject: Is 3.5% good APY?
Anonymous wrote:I’m getting 3.75% more out Betterment.

Wow, autocorrect. I am getting 3.75% through Betterment.
Anonymous
Post 02/01/2023 13:09     Subject: Is 3.5% good APY?
I’m getting 3.75% more out Betterment.
Anonymous
Post 02/01/2023 12:55     Subject: Is 3.5% good APY?
Anonymous wrote:Hi, I received an offer from AmEx to park 25k in a high yield savings account- offering 3.25% APY. I generally keep around this amount for monthly expenses in my bank account and am wondering if it makes sense to leave money there instead of in the market (I'm just in a broadband S&P500). Thanks.


You can get 3.3% right now in Ally, no fees/no minimums. I have increased my cash position a bit just because of layoff worries.
Anonymous
Post 02/01/2023 12:50     Subject: Is 3.5% good APY?
Hi, I received an offer from AmEx to park 25k in a high yield savings account- offering 3.25% APY. I generally keep around this amount for monthly expenses in my bank account and am wondering if it makes sense to leave money there instead of in the market (I'm just in a broadband S&P500). Thanks.