Anonymous
Post 12/20/2022 07:34     Subject: If you max out your retirement, what is your income?

I started maxing out at 55k when I graduated college. Currently at $230k salary and now added backdoor roth.
Anonymous
Post 12/20/2022 07:30     Subject: Re:If you max out your retirement, what is your income?

At $31K starting right out of school in a fed job 25yrs ago.
Anonymous
Post 12/20/2022 07:30     Subject: Re:If you max out your retirement, what is your income?

I've "maxed" ever since I was a 24 year old GS-7. Maxing was 10% of my salary not the $20K max.

I have always done 10%, I hit the max about 10-15 years ago.

I'm became a govt millionaire at around 50.
Anonymous
Post 12/20/2022 07:25     Subject: Re:If you max out your retirement, what is your income?

100k. Started last year at 88k. Before that was saving to the 5% match and shoveling the rest into a down payment for my crappy little home.
Anonymous
Post 12/20/2022 07:15     Subject: If you max out your retirement, what is your income?

I started maxing out in 2020 when my individual income was around 140k (220K HHI). I bumped it up with the pause on student loan repayments (and lower expenses generally), and have continued. Though it’s easier now, our HHI has increased 50k since 2020.
Anonymous
Post 12/20/2022 06:48     Subject: If you max out your retirement, what is your income?

Max out when first started working 20 years ago making 75k for may be 12k 401k
Anonymous
Post 12/20/2022 06:45     Subject: If you max out your retirement, what is your income?

100-130k (varies based on bonus).

I would rather not, but DH is a "FIRE" type guy and I can't argue with his logic.
Anonymous
Post 12/20/2022 06:41     Subject: If you max out your retirement, what is your income?

Once my kid was no longer i daycare.
Anonymous
Post 12/20/2022 06:32     Subject: If you max out your retirement, what is your income?

Started maxing out last year when I made 150k (HHI 275). That was late, I was 40. But we had 2 kids and lots of payments and DH was paid under 100k until recently.

I am very impressed by people who maxed out with salaries like 75-85k.
Anonymous
Post 12/20/2022 06:30     Subject: Re:If you max out your retirement, what is your income?

I make 84k and max out. Excited to turn 50 this year and increase my max
Anonymous
Post 12/19/2022 23:28     Subject: Re:If you max out your retirement, what is your income?

Just started maxing out - making 80k this year.
Anonymous
Post 12/19/2022 23:23     Subject: If you max out your retirement, what is your income?

I’ve been maxing our since $85k, back then it was more like $13-15k/yr and I didn’t have a house or kids. Still maxing out at $180k. Spouse makes less and also maxed out his Fed equivalent.
Anonymous
Post 12/19/2022 23:23     Subject: If you max out your retirement, what is your income?

Started at 75k, but I didn't have kids yet. DH and I each make 120k and we both max out retirement.
Anonymous
Post 12/19/2022 23:19     Subject: If you max out your retirement, what is your income?

Started at $120k. But that’s because that’s what I made straight out of grad school. Honestly I think the better question is if you can afford not to. I have no family money whatsoever. I will need every cent.
Anonymous
Post 12/19/2022 23:09     Subject: If you max out your retirement, what is your income?

At what income do you feel comfortable putting away 20k or so for retirement?