They're on mine and reimburse me for the cost monthly. It's way cheaper that way. If they bought literally the exact same plan as a single individual it would cost them a lot more. I'm all for independence but I hate wasting money!

It depends. We have a high deductible plan and if they get stuck with a high bill before we hit it, we will pay for part of it. We meet our deductible every year because of some high drug costs. So this year, DC had to get a CT scan for what turned out to be kidney stones and all of it will go to meeting the deductible as it starts Sept 1. The drug companies reimburse for part of the cost, so we don’t end up paying the whole deductible. Because of the timing, DC is set to pay the entire CT cost. I don’t think that is fair.

It depends. We won't pay for any "gender affirming" surgery. Almost anything else is negotiable.

Anonymous wrote:

Anonymous wrote:How can they still be on your insurance as an adult with a job? Genuinely curious.

They don’t sign up for insurance at their job and don’t have to pay premiums. We have a family plan so whether 1 or 5 underage 26 kids are on our plan, it doesn’t increase our premium.

Let your kids grow up. This is pathetic. No, my parents didn't pay my therapy bills.

Well technically adult is 18 and over. So while I do pay for my son’s medical bills, he is not a fully functioning adult yet.

Anonymous wrote:No. They are adults. They are responsible to pay.

And they also pay their own rent, car insurance, phone bill, groceries.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How can they still be on your insurance as an adult with a job? Genuinely curious.

They don’t sign up for insurance at their job and don’t have to pay premiums. We have a family plan so whether 1 or 5 underage 26 kids are on our plan, it doesn’t increase our premium.

Ah. Thought it usually is for FT students under that age. OK.

To add: no, he has a job waiting for him when he graduates, and he knows that he will be on his own for all of those bills. We can afford to cover everything, but I want him to be a responsible adult and pay his own bills. Car, insurance, health care, dentist, etc. We would help in a financial emergency, but otherwise it's time to get off our dime.

Unless they are unable to, they pay.

Anonymous wrote:

Anonymous wrote:How can they still be on your insurance as an adult with a job? Genuinely curious.

They don’t sign up for insurance at their job and don’t have to pay premiums. We have a family plan so whether 1 or 5 underage 26 kids are on our plan, it doesn’t increase our premium.

Ah. Thought it usually is for FT students under that age. OK.

Nope

No. They are adults. They are responsible to pay.

Anonymous wrote:How can they still be on your insurance as an adult with a job? Genuinely curious.

They don’t sign up for insurance at their job and don’t have to pay premiums. We have a family plan so whether 1 or 5 underage 26 kids are on our plan, it doesn’t increase our premium.

PP here. And to answer your question, yes. But our adult child (22) is in his last year of college, so is on our insurance and only works in the summer due to playing a sport in college.

How can they still be on your insurance as an adult with a job? Genuinely curious.

Like unreimbursed therapy bills? They are still on my insurance But have their own job.