Anonymous
Post 10/22/2022 15:48     Subject: Liberty Mutual Home Insurance Policy doubled premium - no claims

Anonymous wrote:
Anonymous wrote:Mine doubled, but we got a new roof, so figured that was why. Also in VA.


If you got a new roof it should decrease. Insurance rates are high because so many people use insurance to replace their old roof.

There’s a roofing company that knocks on doors in my neighborhood and says they can get insurance to cover a roof replacement. I didn’t known this was a thing.
Anonymous
Post 10/22/2022 14:48     Subject: Liberty Mutual Home Insurance Policy doubled premium - no claims

This happened to us a few years ago. We switched back to allstate and saved a ton.
Anonymous
Post 10/22/2022 14:47     Subject: Re:Liberty Mutual Home Insurance Policy doubled premium - no claims

If you use a broker you can get a quote from Erie.
Anonymous
Post 10/22/2022 05:39     Subject: Liberty Mutual Home Insurance Policy doubled premium - no claims

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Get a quote from Amica.


Shush that’s my secret, they saved me so much money!


OP. We were with Amica for 15 years and no claims and the rates kept going up so switched to LM (as car was with Geico) but this is a bait and switch in 2 yrs basically.


Well they were 1/2 Geico so we have some runway.
Anonymous
Post 10/21/2022 23:44     Subject: Liberty Mutual Home Insurance Policy doubled premium - no claims

Anonymous wrote:
Anonymous wrote:Get a quote from Amica.


Shush that’s my secret, they saved me so much money!


OP. We were with Amica for 15 years and no claims and the rates kept going up so switched to LM (as car was with Geico) but this is a bait and switch in 2 yrs basically.
Anonymous
Post 10/21/2022 09:10     Subject: Liberty Mutual Home Insurance Policy doubled premium - no claims

Anonymous wrote:
Anonymous wrote:Mine doubled, but we got a new roof, so figured that was why. Also in VA.


If you got a new roof it should decrease. Insurance rates are high because so many people use insurance to replace their old roof.

The insurance covered it, partially. So that's why it went up. They want some of their money back.
Anonymous
Post 10/21/2022 08:14     Subject: Liberty Mutual Home Insurance Policy doubled premium - no claims

Anonymous wrote:Get a quote from Amica.


Shush that’s my secret, they saved me so much money!
Anonymous
Post 10/21/2022 08:13     Subject: Liberty Mutual Home Insurance Policy doubled premium - no claims

Not about you. Liberty mural recouping investment losses. Does no one understand how insurance works? They are just collecting your premiums and then doling them out for claims. It’s capital they invest with, and investing has been miserable this year.
Anonymous
Post 10/21/2022 08:09     Subject: Re:Liberty Mutual Home Insurance Policy doubled premium - no claims

We had a strange increase one year, but that was because the flood plain maps for our area were redrawn and we were marked at a higher risk than previously.
Anonymous
Post 10/21/2022 07:56     Subject: Liberty Mutual Home Insurance Policy doubled premium - no claims

Anonymous wrote:Mine doubled, but we got a new roof, so figured that was why. Also in VA.


If you got a new roof it should decrease. Insurance rates are high because so many people use insurance to replace their old roof.
Anonymous
Post 10/20/2022 23:53     Subject: Liberty Mutual Home Insurance Policy doubled premium - no claims

Anonymous wrote:Get a quote from Amica.


OP. Thanks I guess I will.
Anonymous
Post 10/20/2022 22:40     Subject: Liberty Mutual Home Insurance Policy doubled premium - no claims

Mine doubled, but we got a new roof, so figured that was why. Also in VA.
Anonymous
Post 10/20/2022 21:04     Subject: Liberty Mutual Home Insurance Policy doubled premium - no claims

Get a quote from Amica.
Anonymous
Post 10/20/2022 20:52     Subject: Re:Liberty Mutual Home Insurance Policy doubled premium - no claims

That’s ridiculous. I don’t know how middle class can survive.
Anonymous
Post 10/20/2022 18:43     Subject: Liberty Mutual Home Insurance Policy doubled premium - no claims

I think I saw someone post about umbrella policy increasing. This is Liberty Mutual and it doubled! This is unbelievable. Anyone else in Virginia? We have a small 2200 sq ft home.