Anonymous
Post 09/13/2022 08:15     Subject: Medicaire as secondary insurance
Anonymous wrote:
Anonymous wrote:Medicare should cover 100 days per year with cost of $170/day (rehab in skilled nursing facility). Mom had federal retiree BCBS which covered copay for first 21 days. Evidently BCBS is among the worst in this respect so most secondary insurance should cover for longer. But then, yes, it really adds up quickly.


The primary is not BCBS but are you saying that Medicare should kick in after their primary. It has only been about 20days since release from the hospital. $170 co pay would be great for 80 more days.


Medicare was primary. Claims went there first and then anything not fully covered went to BCBS for consideration there. My mom had some psychiatric bills that went beyond Medicare coverage so that’s why they kept the BCBS.
Anonymous
Post 09/12/2022 16:25     Subject: Medicaire as secondary insurance
Anonymous wrote:Medicare should cover 100 days per year with cost of $170/day (rehab in skilled nursing facility). Mom had federal retiree BCBS which covered copay for first 21 days. Evidently BCBS is among the worst in this respect so most secondary insurance should cover for longer. But then, yes, it really adds up quickly.


The primary is not BCBS but are you saying that Medicare should kick in after their primary. It has only been about 20days since release from the hospital. $170 co pay would be great for 80 more days.
Anonymous
Post 09/12/2022 16:22     Subject: Medicaire as secondary insurance
Anonymous wrote:Just a btw, Medicare is always primary (as long as the event is covered by them) Any other insurance coverage is secondary.


This is not the case for my parents. My Dad was a state employee and somehow Medicare is the secondary.
Anonymous
Post 09/12/2022 13:16     Subject: Medicaire as secondary insurance
Just a btw, Medicare is always primary (as long as the event is covered by them) Any other insurance coverage is secondary.
Anonymous
Post 09/12/2022 07:53     Subject: Medicaire as secondary insurance
Medicare should cover 100 days per year with cost of $170/day (rehab in skilled nursing facility). Mom had federal retiree BCBS which covered copay for first 21 days. Evidently BCBS is among the worst in this respect so most secondary insurance should cover for longer. But then, yes, it really adds up quickly.
Anonymous
Post 09/12/2022 06:10     Subject: Medicaire as secondary insurance
Anonymous wrote:Acute rehab is intensive hospital level rehab, typically 3+ hours daily of combined PT/OT and if applicable, speech therapy. Daily physician monitoring.

Subacute rehab is less hours of therapy each day, regular but less frequent monitoring by the physician. Provided at skilled nursing facilities.


Twice a day OT PT and speech. Not sure how many hours. During that time he has been treated for an infection with an IV etc but not a long term thing.
Anonymous
Post 09/12/2022 00:14     Subject: Medicaire as secondary insurance
Acute rehab is intensive hospital level rehab, typically 3+ hours daily of combined PT/OT and if applicable, speech therapy. Daily physician monitoring.

Subacute rehab is less hours of therapy each day, regular but less frequent monitoring by the physician. Provided at skilled nursing facilities.
Anonymous
Post 09/11/2022 23:46     Subject: Medicaire as secondary insurance
Anonymous wrote:
Anonymous wrote:What kind of rehab? Acute or subacute?


What is the difference?


Just looked it up and not entirely sure...end goal is back to independent living but it may not happen. Feels like too soon to know.
Anonymous
Post 09/11/2022 23:38     Subject: Medicaire as secondary insurance
Anonymous wrote:What kind of rehab? Acute or subacute?


What is the difference?
Anonymous
Post 09/11/2022 23:31     Subject: Medicaire as secondary insurance
What kind of rehab? Acute or subacute?
Anonymous
Post 09/11/2022 23:29     Subject: Medicaire as secondary insurance
Dad was released from the hospital 3 weeks ago to rehab. Primary insurance notified us they will no longer cover care. Facility says medicaire covers longer. Should we be able to get medicaire to cover what the primary does not?