Anonymous
Post 07/12/2022 13:46     Subject: At Fault Accident Child on Policy

Anonymous wrote:Remove her now. She can get her own policy that much sooner.


OP I can’t remove her as still driving my other car. Plus my policy renews 9-15 so rate hike will happen then, she is moving out Labor Day weekend.

What sucks is I am adding another kid driver to policy soon. My other kid not on policy, but will be taking my car to college. She needs a car junior year as off campus. Then I got a third kid coming in in two more years!

I hope the older one accident does not haunt me.

The oldest kid does not own a car and has no plans to buy one, moving to NYC with her college roommate and new job is in NYC. I doubt she will buy a car for years. I am the one with the bill



Anonymous
Post 07/11/2022 23:00     Subject: At Fault Accident Child on Policy

I’m glad she is Ok
Anonymous
Post 07/11/2022 21:38     Subject: At Fault Accident Child on Policy

Remove her now. She can get her own policy that much sooner.
Anonymous
Post 07/11/2022 21:35     Subject: At Fault Accident Child on Policy

Hopefully you have an umbrella policy in case you get sued.
Anonymous
Post 07/11/2022 20:41     Subject: At Fault Accident Child on Policy

OP it was an accident shit happens.

No your insurance is not going up.

You will remove her when she moves. Hopefully, she gets her own policy then.
Anonymous
Post 07/11/2022 20:38     Subject: At Fault Accident Child on Policy

Anonymous wrote:
Anonymous wrote:Yes it will.


That stinks. She is 400 miles away and I get stuck with bill.


That's what children do, OP. It's great you're only now noticing this
Anonymous
Post 07/11/2022 19:50     Subject: At Fault Accident Child on Policy

Your rate may go up while the child is on your policy but would drop when she is taken off. You are not liable/charged for the history of people not on your policy.

Also, you may have accident forgiveness if you and your spouse have a good driving record. Our policy never increased when our daughter had an at fault accident.
Anonymous
Post 07/11/2022 18:14     Subject: At Fault Accident Child on Policy

Anonymous wrote:Yes it will.


That stinks. She is 400 miles away and I get stuck with bill.
Anonymous
Post 07/11/2022 05:34     Subject: At Fault Accident Child on Policy

Yes it will.
Anonymous
Post 07/07/2022 13:46     Subject: At Fault Accident Child on Policy

It shouldn't if she is no longer a member of your household. If it does, shop around
Anonymous
Post 07/07/2022 13:44     Subject: At Fault Accident Child on Policy

My child home for summer just had an at fault accident in my car. She is on policy.

However, she graduated college this Spring and is moving out of state in a few weeks for her new job and has an apartment lease already signed in the other state around 400 miles away.

I will be removing her my policy in a few weeks.

Will my insurance still shoot up?

My wife and I have perfect driving records and she won’t be on the policy.