We r currently with a 3 yr lease that is expiring soon. About $375 per month. We can turn in, refinance or pay on full. We are not crazy about car so I don’t think we will pay in full. We also need to get a second small car for our daughter. Any suggestions on what we should do? We are not looking for luxury cars. We need a small suv and small sedan. Don’t really want to get used now because prices so high.