Anonymous
Post 06/19/2022 13:12     Subject: Where is the best car loan rate?

GM still has zero percent
Anonymous
Post 06/18/2022 16:32     Subject: Where is the best car loan rate?

Anonymous wrote:Pay as little as necessary as a down payment.


Why pay as little down as possible? How does that help anything? I put $20k down and used the rest in a low interest credit union loan. I set those payments up on biweekly (twice a month) auto payment. It’s helped my credit score greatly.
Anonymous
Post 06/18/2022 16:30     Subject: Where is the best car loan rate?

Navy Credit union. 2.19 percent. Last March though.
Anonymous
Post 06/15/2022 20:44     Subject: Where is the best car loan rate?

DCU has decent rates. You can join with a very small one-time donation.
Anonymous
Post 06/15/2022 11:05     Subject: Where is the best car loan rate?

Anonymous wrote:
Anonymous wrote:Check with credit unions that you qualify for. Apple FCU had the lowest rate I could find a few months ago.


Manufacture rates are almost always lower that third party rates


Not true. Even without taking into account dealer markup on financing.
Anonymous
Post 06/15/2022 11:00     Subject: Where is the best car loan rate?

Anonymous wrote:Check with credit unions that you qualify for. Apple FCU had the lowest rate I could find a few months ago.


Manufacture rates are almost always lower that third party rates
Anonymous
Post 06/14/2022 10:53     Subject: Where is the best car loan rate?

Anonymous wrote:Pay as little as necessary as a down payment.




Why do you say that?
Anonymous
Post 06/14/2022 10:07     Subject: Where is the best car loan rate?

Check with credit unions that you qualify for. Apple FCU had the lowest rate I could find a few months ago.
Anonymous
Post 06/14/2022 09:12     Subject: Where is the best car loan rate?

Pay as little as necessary as a down payment.
Anonymous
Post 06/14/2022 08:26     Subject: Where is the best car loan rate?

We are eligible for USAA and their rate is pretty good, but wondering if there are any other, also competitive loan sources. Also, does loan rate depend on how much you put down? We will put down 30%, great credit rating, and high salary. In the past, we never financed a car purchase, always paid all cash, and now I see it that is not the smartest way financially.