Anonymous
Post 05/20/2022 20:04     Subject: High interest checking / savings accounts?
Anonymous wrote:Remember all the rage when online savings accounts came out? ING Direct was the one that started it all. I think the rate was 6% percent at one point.


Yep, I remember PayPal even had 5% savings account. People were desperate for any interest in the 2000’s. Lots of interest in gold stocks too.
Anonymous
Post 05/20/2022 19:59     Subject: Re:High interest checking / savings accounts?
Anonymous wrote:I have started shifting some of my cash to 6-month t-bills. The rates work out to about 1.3 or 1.4%. They are pretty easy to buy though my Fidelity account.


Slightly off topic- I went to your link to look around and I see there are 1y CD's paying over 2%. How are these different than the ones I would open directly at the bank for much less? For instance, I see a 1 year Discover Bank paying 2% but their rate through their website for the same duration is 1.2%
Anonymous
Post 05/20/2022 19:37     Subject: Re:High interest checking / savings accounts?
Anonymous wrote:I have started shifting some of my cash to 6-month t-bills. The rates work out to about 1.3 or 1.4%. They are pretty easy to buy though my Fidelity account.


Me too. Even the 1 and 3 month ones are better than most HYSA and they are state tax free.
Anonymous
Post 05/20/2022 12:44     Subject: Re:High interest checking / savings accounts?
I have started shifting some of my cash to 6-month t-bills. The rates work out to about 1.3 or 1.4%. They are pretty easy to buy though my Fidelity account.
Anonymous
Post 05/19/2022 21:38     Subject: High interest checking / savings accounts?
Cap One 360 has good rates for HYS
Anonymous
Post 05/19/2022 21:23     Subject: High interest checking / savings accounts?
PenFed High Yield Savings is now at 0.70%
Anonymous
Post 05/19/2022 21:17     Subject: High interest checking / savings accounts?
Remember all the rage when online savings accounts came out? ING Direct was the one that started it all. I think the rate was 6% percent at one point.
Anonymous
Post 05/19/2022 19:46     Subject: High interest checking / savings accounts?
The last time we had a decent savings rate was 2% back in 2008. Ever since then other than having liquid cash, savings hasn't been worth it.
Anonymous
Post 05/19/2022 18:24     Subject: High interest checking / savings accounts?
Alliant CU is also .6
Anonymous
Post 05/19/2022 18:04     Subject: High interest checking / savings accounts?
Amex is at .60%
Anonymous
Post 05/19/2022 17:07     Subject: High interest checking / savings accounts?
ally is .6 now
Anonymous
Post 05/19/2022 17:07     Subject: High interest checking / savings accounts?
Discover Bank has been paying 0.6% for I think at least a month now for a savings acct. I think Capital One is as well.
Anonymous
Post 05/19/2022 17:04     Subject: High interest checking / savings accounts?
Marcus is giving me .70. But I wanted the money liquid.
Anonymous
Post 05/19/2022 16:47     Subject: High interest checking / savings accounts?
No need for banks to raise rates unless the need to attract deposits and right now they don't.
Anonymous
Post 05/19/2022 16:43     Subject: High interest checking / savings accounts?
Now that interest rates are going back up, any leads on savings accounts with a good yield? I had 2% a few years ago that's now .10% (yikes!)