Anonymous
Post 04/07/2022 08:24     Subject: How are you listing your teen as a driver on insurance

Anonymous wrote:OP, try a different insurance company. Geico has low rates for teen drivers - and they don't have you declare who is the primary driver - they just insure all the cars and all the drivers in the household.


Thank you- we will call around and see what we can find.
Anonymous
Post 04/06/2022 14:22     Subject: How are you listing your teen as a driver on insurance

OP, try a different insurance company. Geico has low rates for teen drivers - and they don't have you declare who is the primary driver - they just insure all the cars and all the drivers in the household.
Anonymous
Post 04/06/2022 14:19     Subject: How are you listing your teen as a driver on insurance

Anonymous wrote:
Anonymous wrote:Just bought DS a new car. Option #1 is list him as primary driver and pay MUCH higher insurance rates. Option #2 is list me (or DH) as the primary driver and DS as an "occasional driver" even though he would technically be the main driver of that car. Much less $ but not sure that's the right thing to do. We spoke with our insurance and they basically were alluding to #2 without coming right out and saying it

Thoughts?


Well, #2 is insurance fraud, so I don't recommend that.


Really. Why is this even a question?
Anonymous
Post 04/06/2022 14:17     Subject: How are you listing your teen as a driver on insurance

Anonymous wrote:Just bought DS a new car. Option #1 is list him as primary driver and pay MUCH higher insurance rates. Option #2 is list me (or DH) as the primary driver and DS as an "occasional driver" even though he would technically be the main driver of that car. Much less $ but not sure that's the right thing to do. We spoke with our insurance and they basically were alluding to #2 without coming right out and saying it

Thoughts?


Well, #2 is insurance fraud, so I don't recommend that.
Anonymous
Post 04/06/2022 14:06     Subject: How are you listing your teen as a driver on insurance

#2. And call your insurance co when he goes to college if he doesn’t bring the car. You will get a decrease then as well.
Anonymous
Post 04/06/2022 13:55     Subject: How are you listing your teen as a driver on insurance

Just bought DS a new car. Option #1 is list him as primary driver and pay MUCH higher insurance rates. Option #2 is list me (or DH) as the primary driver and DS as an "occasional driver" even though he would technically be the main driver of that car. Much less $ but not sure that's the right thing to do. We spoke with our insurance and they basically were alluding to #2 without coming right out and saying it

Thoughts?