Anonymous wrote:OP, try a different insurance company. Geico has low rates for teen drivers - and they don't have you declare who is the primary driver - they just insure all the cars and all the drivers in the household.
Anonymous wrote:Anonymous wrote:Just bought DS a new car. Option #1 is list him as primary driver and pay MUCH higher insurance rates. Option #2 is list me (or DH) as the primary driver and DS as an "occasional driver" even though he would technically be the main driver of that car. Much less $ but not sure that's the right thing to do. We spoke with our insurance and they basically were alluding to #2 without coming right out and saying it![]()
Thoughts?
Well, #2 is insurance fraud, so I don't recommend that.
Anonymous wrote:Just bought DS a new car. Option #1 is list him as primary driver and pay MUCH higher insurance rates. Option #2 is list me (or DH) as the primary driver and DS as an "occasional driver" even though he would technically be the main driver of that car. Much less $ but not sure that's the right thing to do. We spoke with our insurance and they basically were alluding to #2 without coming right out and saying it![]()
Thoughts?