I always call the other insurance company. I agree, why get Geico involved. If you open a claim with your company - you will have to pay your deductible (assuming you have one) and wait to be reimbursed by the other carrier.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP you call Geico, you give them the USAA information, and Geico will call USAA to start the process of working it out.

I never call my insurance when someone else is at fault. Why have a middleman? None of their business. Just go directly to the insurance of the person at fault. They will take care of it

umm that’s what you pay them for. It’s not them being the middleman. It’s them doing what you pay premiums for them to do.

Also, it's in USAA's interest to low ball and deny liability to the greatest extent possible here.

I just went through this/am currently going through this. I did engage my insurance for advice and assistance in filing a claim with the other guy's insurance. Mostly because I didn't know what to do either and appreciated the insight and help from my insurance agent. But if I needed to or already had been through this before, I'd just file a claim with the at-fault party's insurance myself.

Anonymous wrote:

Anonymous wrote:OP you call Geico, you give them the USAA information, and Geico will call USAA to start the process of working it out.

I never call my insurance when someone else is at fault. Why have a middleman? None of their business. Just go directly to the insurance of the person at fault. They will take care of it

umm that’s what you pay them for. It’s not them being the middleman. It’s them doing what you pay premiums for them to do.

Anonymous wrote:OP you call Geico, you give them the USAA information, and Geico will call USAA to start the process of working it out.

I never call my insurance when someone else is at fault. Why have a middleman? None of their business. Just go directly to the insurance of the person at fault. They will take care of it

Anonymous wrote:You claim with your insurance but they will contact his insurance

Many thanks for the advice!

OP you call Geico, you give them the USAA information, and Geico will call USAA to start the process of working it out.

You claim with your insurance but they will contact his insurance

Hi. Someone just hit my car while I was dropping off my son at the daycare. He gave me a copy of his car insurance. Shall I make the accident claim with my insurance (Geico) or his insurance (United Services Automobile Assn)?

Many thanks in advance for any advice!