Anonymous wrote:

Anonymous wrote:If you make over 125k I wouldn't focus on financial aid.

You (your kid) will only be offered the 5k loan.

Focus on schools that provide merit aid. Some out of state publics give aid out for as little as a 3.0 GPA.

can you name a few to help jump start our research? thx!

Nebraska-Lincoln

Anonymous wrote:

Anonymous wrote:If you make over 125k I wouldn't focus on financial aid.

You (your kid) will only be offered the 5k loan.

Focus on schools that provide merit aid. Some out of state publics give aid out for as little as a 3.0 GPA.

can you name a few to help jump start our research? thx!

Indiana and Arizona

Anonymous wrote:

Anonymous wrote:If you make over 125k I wouldn't focus on financial aid.

You (your kid) will only be offered the 5k loan.

Focus on schools that provide merit aid. Some out of state publics give aid out for as little as a 3.0 GPA.

can you name a few to help jump start our research? thx!

Alabama

Anonymous wrote:If you make over 125k I wouldn't focus on financial aid.

You (your kid) will only be offered the 5k loan.

Focus on schools that provide merit aid. Some out of state publics give aid out for as little as a 3.0 GPA.

can you name a few to help jump start our research? thx!

If you live in PA, you should consider some of the actual PA state schools like Slippery Rock. I know things are kind of messed up bc of the consolidation but I don’t believe Slippery Rock is affected. Or West Chester near Philadelphia. Both will be cheaper than Penn State or Pitt. Penn State and Pitt are state related schools so they are more expensive than the state schools in PA. Kent State in Ohio offers a lot of merit. University of Maine may offer in state tuition to PA residents.

Not a hopeful article, but something you might find useful.

https://www.thecollegesolution.com/12-expected-family-contribution-tips/

The schools expect you to have saved for the last 18 years and to further dip into savings.

I did the net price calculator for PSU and others and they all say about the same - that we would pay about 25k per year. I am the only parent and make about 100k a year. Own a house with some equity which I won't mind digging into for college. No other real assets. My DC is more of a State School applicant. GPA is 3.5 and SAT (I won't even say - but will not submit).

To be CLEAR: what FAFSA says you are able to pay is not necessarily what you will pay. The only aid coming FROM FAFSA are the Pell grant (for low income) and federal student loans.

Colleges typically include additional information in their need calculations, many colleges do not meet full need, colleges have all different levels of resources.

So, it is necessary to use the Net Price Calculator you can find on each college's financial aid website. You must do this for each college.

If you do not live in Pennsylvania, then no, you will not get need-based grants from Penn State. It is a public university. Most public universities do not give need-based aid to out of state students.

If you make over 125k I wouldn't focus on financial aid.

You (your kid) will only be offered the 5k loan.

Focus on schools that provide merit aid. Some out of state publics give aid out for as little as a 3.0 GPA.

Thanks for the correction on spelling. Those schools mentioned are way out of league for my DC. And, UGH that stinks about schools not meeting the expected family contribution figures. PSU said everything covered by a grant with I think $ 3000 loan.

FAFSA

We did not get the expected family contribution amount from any school. Most times we just got the minimum 5K loan offer.

It means you're taking out loans unless the school specifies that all need is met through grants. The list of schools meeting need through grants isn't particularly long

Amherst College
Bowdoin College
Brown University
Colby College
Columbia University
Davidson College
Harvard University
Johns Hopkins
Massachusetts Institute of Technology (MIT)
Northwestern University
Pomona College
Princeton University
Stanford University
Swarthmore College
University of Chicago
University of Pennsylvania
US Air Force Academy
US Military Academy (West Point)
US Naval Academy
Vanderbilt University
Washington and Lee University
Yale University

https://blog.prepscholar.com/colleges-that-offer-complete-financial-aid

Hi, I'm new to this and wondering if most schools offer aid to cover what the school says you would pay? For example I looked at Penn State and it says I would pay $ 25,000. Thanks in advance.