Reply to Anyone regret becoming a stay at home mom?

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Reply to "Anyone regret becoming a stay at home mom?"

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[quote=Anonymous]Yeah, let's make this a financial discussion.

I had a pretty good job in a field that has seen terrific growth in the 14 years that I've been a Mom. I've stayed in the business by doing freelance work, sometimes taking off large chunks of time like a year. I look around at who made VP and I KNOW that I would be there if I had worked FT for the last 14 years instead of mommy-tracking myself.

My retirement is dismal compared to DH's and I really am truly financially dependent on him. He supports me. Pure & simple. If you were to consider SAH, I'd suggest getting a PT job when your kids go back to school so you contribute to Social Security. And, maintain yearly contributions to an IRA in your name. Not sure what the max is, but do at least $5k a year.

Day care made me sad too. I spoke to a woman the very first week that I started taking my son to day care. She told me that she & her DH tried for over a year to get pregnant and she simply couldn't leave him 8 hours a day 5 days a week. I get it. There are more 'Work at Home/Flex' jobs now than ever before. Get one of those and then hire help to come in PT while you work. It's the best of both worlds.
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