Reply to Neighbor told me that I have a dead tree and wants it cut down

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Reply to "Neighbor told me that I have a dead tree and wants it cut down"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Now that you have notice, you will be responsible if it does any damage, so I would get it taken down. [/quote]

This is your biggest concern right now.  If the tree isn't going to cause any damage if it falls, then NBD that it's dead.  But if it does fall onto your property or your neighbor's and causes damage, then you're going to incur more costs than just tree removal.  Estimates are usually free, so you can probably have someone come look at the tree.  And, while it's true that if you do more than one tree at a time you get a discount, not everyone gives you an equally good discount if it's a neighbor's tree and they are dealing with two different property owners.  [/quote]

This is not true. The neighbor's insurance would take care of the neighbor's damage. Look into your insurance. It does not matter where the tree originates. The person with the damage uses their insurance to deal with the damage. [/quote]
WRONG
WRONG
WRONG
WRONG AS HELL[/quote]

Wow, anger issues?? Lets be helpful and tell us why this is wrong wrong wrong. If a limb from a tree on neighbor's property is overhanging your property, falls and damages your tangible property - garage, fence, swing set, roof, then your insurance, as the homeowner, covers this. If you notify neighbor and they do not remove the limb, then you are within your right to do so. It is "on" your property. Most reasonable neighbors will split the cost. But as we know, not everyone is reasonable.

If there is a dead tree adjacent to your property, insurance companies will suggest you write a letter to the neighbor, making them aware of the potential liability, and give them the opportunity to handle it.  It really depends on the state, but in many states you can be liable if you are notified of a dead/damaged tree and fail to take action. Ultimately, the policy of the homeowner with the damage will be primary, but they may subrogate to get damages paid by neighbor's policy.

To be safe, check with your own company to see how they recommend handling the situation and also your town to see if there are laws on the books.[/quote]

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