Reply to Earning Well but Drowning in Debt...how to dig out?

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[quote=Anonymous][quote=Anonymous]Op, 
You are running yourself ragged and spending money you don't have. Let me condense what you just wrote:

You drop off 2 kids at daycare, husband does one at school.
You work 9-10 hour days, barely making it home for the 6 on mark, then most days have to turn right around and take 3 small children, 2 of whom aren't even in elementary school yet, to "extra" activities that you can't afford, making it necessary to order out/take out twice a week on weeks your husband can help you with the running and racing around, up to 3x when you have to do this all by yourself, adding to the frantic pace and spending money you don't have.
You are so exhausted on the weekend you don't cook again and take 5 people out to eat, due in part to more activities you can't afford.

You are basically spending a TON of money on food you can't afford to get to the activities you can afford with time you don't have.

Won't you be so much happier to just come home after worn at 6 pm and enjoy family time and a decent meal?
And shop on the weekends instead of more activities.
I bet you spend 1k monthly on takeout, order in and restaurants.
Plus the activities on top of a young child in daycare 8-10 hours a day?
I bet it's closer to $1500 you are spending to do all that.

Can you see the circle you have created that you can stop?[/quote]

Op refuses to make any changes [/quote]

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