Reply to Earning Well but Drowning in Debt...how to dig out?

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[quote=Anonymous][quote=Anonymous]OP here. First of all, we are NOT in DC. We are not far from DC but do not have easy access to metro. Second, we have three kids in two different locations. Even with two cars, drop off and pickup from daycare / aftercare is stressful as can be and we often run right up to the 6pm deadline even when we leave at 5pm. Figuring out how to take public transport back and forth from two locations with Jobs just isn't realistic. So selling cars is not an option. It would be great if we could get by on one car. But we cannot.

We do run around a lot to activities in evenings and on weekends. We do not shop at Whole Foods as a PP suggested. Try giant, shoppers, and occasionally trader joes if we need RTH foods for an especially busy work week. We do tend to get carryout and some delivery 1-2x per week. We have a restaurant night one night per week. DH travels a lot for work so when he is away and I am flying solo with the kids doing two drop offs and pickups and working a 9-10 hr day, I do give myself the luxury of not having to cook an extra night.

We do have two elderly dogs in addition to the three kids. Dogs predate kids. So we have dog walking we pay for each month and extra expenses there for food.

Honestly, I am grateful to those who post helpful and positive comments instead of the "oh you shouldn't have had three kids and bought a house." Well thanks a frickin lot for those genius comments. What do we do? Give two kids up for adoption and live in a box down by the river?

We certainly are not going to sell our home, which is already too small, and move our kids into an even smaller apartment in a crappy school district in DC with even higher taxes! [/quote]

So why are you asking for advice if you have it all figured out?  I mean after all you only have 50k in credit cards!  Just keep chargingb[/quote]

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