Reply to Why are white people all around the world not having kids?

Forum Index » Off-Topic

Reply to "Why are white people all around the world not having kids?"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous]this is the 175k PP - thanks for the support... life here is expensive.  Our take home is about 125k per year after taxes.  We each put 6% into retirement, which isn't even enough but its something, so that brings us down to about 115k.  Our mortgage, HOA and insurance on our condo is about 2800 per month, utilities and internet/cable is another 300.  So $3100x 12 = 37,200 bringing us down to $77,500.  Student loan payments(law school for husband) is $800/month and car payments (nothing fancy, 2 honda civics) are about $600/month.  $1400x 12 =16,800 which brings us to $60,700.  Food and misc. monthly spending(entertainment, clothing, eating out) is about $2500 so now we are at about 30k.  From that 30k we travel to visit parents, go on vacations, put money in to an emergency fund, do repairs and maintenance on our condo (we got hit with a 20k assessment last year, glad we had been financially responsible), and put what we can into our Roth IRAs(we have been able to max those out in recent years).  If we had a baby the 30k that we have left after meeting minimum expenses would go sole to the child - if we were lucky to find a daycare for $1600 in DC thats 20k a year right there so we would have 10k we have left we need to to pay for maintenance on our condo and everything else for the baby left so we don't fly to see parents, don't go on vacation for the next 5 years (ok, fine), don't fund our IRAs (ok, fine) and there is NO way we could have 2 kids on our current salaries.  At 32 and 30 we are waiting another 3 years to even consider having a child.  In 3 years hopefully my DH will be a GS 14 or 15 and not a 13 and I will hopefully make marginally more money.[/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics