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Money and Finances
Reply to "Being lower middle class and living well"
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[quote=Anonymous]I'm the OP! I haven't had a chance to read this whole thread but let me just apologize if my post was misconstrued. It was not directed at the conscientious savers who live reasonably and have to account for many expenses, but I luk in various DCUM forums a lot and it seems to me that many people here are indeed out of touch with reality. There are people here who earn $170k got a family of four and say they struggle but the only place where I'd see a legitimate struggle there is saving for college (college is too expensive now) and having to cover health costs if your insurance doesn't extend to the kids, which would suck. Also I do max out my 401 and Roth ira from the amount I save each month and the rest goes into the savings account. I could invest in stocks I know but up be honest I'm not good at evaluating stocks and wouldn't know how to do it, so I don't want to risk losing my money. And I don't want to pay a broker.[/quote]
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