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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][b]220k  I never felt poor until I started reading this forum.[/b]  Kids are  7 and 10.  We spend 12k per year pt babysitter, 12k  parochial, 5k on summer camps so approximately 29k total.[/quote]

200k with 2 kids here and feel the same. we feel very well off. i don't understand this forum.[/quote]

When you say well off where do you live and what is your home like? The home and location is a budget buster in this area. You need at least a million to have anything comfortable by typical middle class standards outside of the DC area.[/quote]

Not PP, but this is just nonsense.  We make less than $90k, in fact our actual taxable income this year was less than $20k and we are very comfortable.  [b]We live in a row house in DC that I bought 10 years ago[/b], have a new car (2 years old) and go on several vacations a year including overseas.  We are careful with our money but we live well.  I just don't understand this mentality that you need a million dollars to live "comfortably".  Let me give you an example, my 4 year old just went to a spring break camp run by DC parks and rec.  It cost FORTY dollars for the ENTIRE WEEK.  He had great fun.  We'd do it again.  There is no reason to spend hundreds or thousands on camps, the kids won't love you more if you do.  Likewise, daycare, vacations, clothes, private schools etc.[/quote]

You freaking bought a house 10 years ago!!!!!!!!!  How do you not understand that people who are 10 years younger than you are facing prices that are most cases 2 to 4 times higher (if not even more)?

This comes up time and time again on this site.  People who bought 10 or 15 years ago saying, "why do you need to spend a million on a house?  Just buy 15 years ago!" 
[/quote]

No, you don't need to buy 15 years ago to spend less than a million. But, you may need to be willing to buy a house that is less than 2000 square feet. You may need to be willing to buy a house with an older kitchen. The kitchen may have ~gasp!~ laminate counters. There might even be--brace yourself--only one bathroom. The floor plan may have little "flow."

It's true that I'm likely much older than you are, and I was lucky enough to buy my first house during a fairly down period in the mid-90s. And we made a killing when we sold it (even though we also sold during a down period--2008.) But we bought an old small home with few updates in a great school district for much, much less than a million dollars. And if you want to buy it today, it will still cost you much less than a million dollars, despite the updates we've made.[/quote]

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