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Money and Finances
Reply to "I need to cash out my 401k"
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[quote=Anonymous][quote=Anonymous][quote]You don't need the food budget, you are fine. The only cost that is kind of excessive is your car. If you can do something about that, great. If not, drive more carefully.[/quote] This person is an idiot. Everyone needs a budget; it's the only rational way to control your finances. Having a budget <> being frugal. I wouldn't call myself frugal but I have a budget so I know where my money is going and that I can afford what I buy. I'd like to second idea of using YNAB (ynab.com). You are the textbook example of a person who will be helped by that system. They have their own forums and if you start a journal there are plenty of people who will chime in and provide support.[/quote] Um, I don't have a budget and have no issues with money. Budgeting money is like counting calories, not everyone needs to do it to control their weight.[/quote]
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