Reply to I need to cash out my 401k

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You are young enough to do this so if you feel you will have the discipline after the fact to not use CC and to save for retirement, you might as well go ahead and do it.[/quote] I might make sense to do this.  I was given the $7K to pay off the cards from my aunt.  Now that I have no debt on the cards I feel like I have so much money!  I plan better, and I might wait until the next month to make a large purchase.  But at $70K with all those expenses...It is going to be hard no to use those credit cards for the large purchases.  Right now I have to get a new car seat for the next stage.  I don't know what I didn't get a convertible one.  I knew nothing about car seats that is for sure.  I still don't know...but I know the one I like is $240.  I have some time, but not much.  I will just have to put it on the card, but I am trying not to.  That is a low rate of pay for DC, being a single mom.  Sure people do it, but I don't know how.  On the HPAP chart for DC that is considered low income. [/quote]

Same old same old for you I see...just keep bringing out the card.  The sad thing is, that when you are back in debt again, your Aunt might become bitter - her good gesture just enabled you to stay in the same mindset., on her dime.[/quote]

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