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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]HHI 275k

No household debt, no credit card debt. Townhouse paid off, have second rentail property.  Got in before the market went crazy back in 2001.

No money in 529, plan to pay for childs education via interest earned off investments. Not like you every want to touch the principal.

About 950k networth, but age 33. Could afford all sorts of fancy stuff, but don't need it. I'd prefer to be totally financially independent in a few years (easily doable since our costs for living are about 20k a year). Save 90% post tax income.

We don't spend money as we are in the wealth accumlation phase. My wife would rather get $1,000 in dividends than a purse.

Roll income from rental property into tax advantaged SEP IRA.

The secret? My wife still lives like she did when she was on her PhD stipend. We basically live like the those featured millionare next door book. You'd never know our income/net worth from looking at us.[/quote]

Is there a goal for all this saving and living like a 25k hhi?[/quote]

Early retirement, financial independence. 
It's 2014, you're 33, and you "got in before the market went crazy in 2001" -- 13 years ago. The secret? Part of it has to be family money.

Don't believe that you live on $20K a year, either. Property taxes on two properties would be half that. [/quote]

Not really, townhouse is 4,200, rental condo is abbut $3,000.  I bought my first home at age 21, had roomates until I got married, that paid for the mortagage on that place. Picked up the condo in 2009 during the downturn. 
I bought the house as my investments took a bit hit during the 2001 recession. I worked summers in college at  paid internships and invested since I was in my early teens. Keep in mind the crazy boom that occured in the late 90's. Friends of mine in college did better on the investing side of things. [/quote]

Sorry, I still have a hard time believing a 21-year-old could qualify for a mortgage in 2000 without family money. [/quote]

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