Reply to Single parent in need of debt management/savings advice

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[quote=Anonymous]OP here…once again wanted to say thanks. The sum of this thread represents better financial advice than I've gotten from two separate financial counselors…one of whom sold me a whole life policy when I was 35 and childless (just an example of my previous bonehead financial decisions).

15:55, I like your approach and your idea of a monthly spreadsheet, but I'm leery of seeing a 3rd guy and getting burned or worse, doing what I've done in the past (nodding my head and valiantly trying to understand but leaving having not understood a thing). A proposal for you: Ever done any personal financial counseling? I was a concierge physician for a few years out of med school and did some in-person and online counseling for private clients, regarding specific health issues or general wellness, with referrals as needed. Interested in a service for service trade? A wacky idea, I know, but thought I'd throw it out there. Let me know how I can contact you offline if interested. If not, thanks for the thoughts here; same to all helpful PP's![/quote]

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