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Reply to "Talk to me about personal bankruptcy"
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[quote=Anonymous]OP, I did the budget for you (DC taxes). It shows that you have $1750 to do what you want with - now it's up to YOU to figure out how to allocate it. I'd suggest getting your retirement match, but that's it on retirement. I'd figure out with holdings once at the beginning of the year, and let it go. Your goal is to owe no taxes, and get none back. Don't waste time changing it every month - that's a waste of time and recipe for disaster, unless your situation changes (you buy a house, have another baby, etc. that affects your tax situation). I'd also pay off my loans aggressively. That all said, it's up to YOU have to figure out where your money is really going. You can use Mint.com to figure it out easily. Then YOU have to make decisions on where to allocate it. You have plenty to make it all work. And I'd suggest taking a serious look at yourself and why you are so angry and why you beg for advice and then won't take it. This attitude will be much more detrimental to your child than a little mold. [/quote]
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