Reply to Talk to me about personal bankruptcy

Forum Index » Money and Finances

Reply to "Talk to me about personal bankruptcy"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous]I am single mom also and what you want is a married lifestyle. So either get married or quit complaining and deal.

At $130k,in this area, married or single, everyone makes lifestyle choices and you will have to do the same. It's not financially possible for someone to rent in DC with a building with all amenities AND have affordable daycare AND have a hefty car payment AND save a lot for retirement,etc on just that salary alone. You need to stop saying that everything is not possible and instead list your priorities and take the top couple. If you must live in DC and just must have affordable child care, then you must be willing to give up something else.  No amount of bitching, whining  about your family who bailed on helping, snarking comments to helpful posters, etc will ever change the facts.

And yes, I understand that not having laundry in our home sucks with a toddler but it can easily be done. I know, I did it. It takes a bit of planning to get a routine but you figure out when you can do it on the weekends with kid in tow and you buy an extra outfit or two to make sure there is always clean clothes but no laundry in a unit is not the end of the world and you wont die and your kid wont be 2 forever.

And lastly, you won't likely make it through bankruptcy in the way you believe you could as you do have the ability to repay.  As for your loan, through bankruptcy at your salary, they might give you lower payments but the won't discharge and if you can't deal with the comments here about budget and lifestyle, how will you deal with them from a lawyer and judge? To get through bankruptcy, you will need to detail your budget and assets and they can question your choices and decide for you that they you should spend x dollars on something and then calculate on those amounts. [/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics