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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I've updated the possible monthly budget based on updated info on student loan payments, food expenses.  I kept the $1500 apartment, as it's been shown many times over that she can find one in the city.  I've nixed retirement savings.   After expenses, she still has $1750 a month to spend.  Maybe she is doing crack.

Student Loan Person	Per Month
Gross Salary	$10,833
Taxes - STate and Fed	$2,956
FICA	$745
Health Insurance	$300
Net income	$6,833

Expenses	
Student Loans	$900
Housing 	$1,500
Child Care	$1,200
Food	$400
Utilities	$150
Car Note	$350
Clothes	$100
Gas	$100
car insurance	$83
Phone	$60
MIsc	$240
	
	
Total Expenses	$5,083
Net	$1,750[/quote]

I'm glad this is so funny to you. I'm terrified. FWIW you are still of by about 2k on my take home. Which makes me think my withholdings are off. What state are you using? What withholding fed exemption?[/quote]

My take home is 5200 with proper withholding, family health insurance is 420 a mo.,  also have dental at 26.
While the dependent care and heal are savings are optional every financial person I've spoken with in real life has said I need them. When I reduce my retirement savings it is eaten by fed tax.[/quote]

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