Reply to Lower Middle Class VS Upper Middle Class

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[quote=Anonymous][quote=Anonymous]My husband grew up lower middle class. All four of his grandparents were working class. I grew up middle to upper middle class. One interesting difference is that my MIL does not know how to set a table, so neither does DH. He and his family see money as something to spend, not something to invest.[/quote]

I grew up working class, as did my husband.  My parents were able to slowly move up, though.   They were hard workers.

And because they worked so hard, they were actually very strong savers.  My father was really big on not carrying debt, not buying things you don't need, saving for a rainy day.  He frequently faced the threat of layoffs or strikes, so he was very careful with money.

I think it's wrong to make generalizations about "upper class people save money" or "lower class people spend."  It varies.  I know some middle to upper class people who don't know how to live within their means and are horrible with money.  They are still ahead of some lower class people simply because they've had help -- help with down payments, help with college.  I also have known smart people who are middle/upper class and have high paying jobs but can't seem to manage their money and are always in debt.  But I would never say that all middle/upper class people are bad with money, because I also know plenty of people who are middle/upper and good with money.

The same goes for lower class.  Growing up, I had relatives who were horrible with money.  And I also had my parents and other relatives and friends (and my husband's family as well) who are lower class, hardworking, strong savers.

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